SmartStreet Conference Kiosk Presentation

1
What is smartstreet?

• The Community Associations Division of First
  Capital Bank, Member FDIC
• A Suite of Banking Services and Technology Tools
  for Community Association Management
• A Nationwide Cash Management Solution for
  Community Associations

2
What does smartstreet do?

• We provide an advanced set of
• banking,
• technology and
• communication services
• that save time and money for Community
  Association Managers.

3
How can technology help me?
Technology is a leverwith it you can do things
you couldnt do otherwise.
Give me a lever long enough and single-handed I
can move the world. Archimedes
Smartstreet is a levermove payment information
faster and cheaper.
4
Where is smartstreet?
Wherever you live, were on your street.
NATIONWIDE
from Alaska to Florida, Connecticut to
California, anywhere in-between!
5
BANKING
What banking services do I get with smartstreet?

• Free Checking Operating Account
• Attractive Rates - Reserve Accounts
• Insurance for deposits in excess of 100k
• Loans
• Associations
• Management Companies
• On-Line Banking

BANKING
6
What type of investment accounts make sense for
me?
Corporate Equities
RESERVES
We work with you to develop the appropriate
reserve investments.
Corporate Debt
Money Market Mutual Funds
Bank Deposits gt100k
Bank Deposits gt100k with Supplemental Insurance

Bank Deposits lt 100k
Repurchase Agreements
US Treasuries and Agencies
7
What makes smartstreet smart?

• Q. How much time money do you spend processing
  payments?
• Far more than you will with smartstreet.

TIME MONEY
Employees who used to process payments can do
more productive tasks. Win back the time you
used to spend shuffling paper.
8
TECHNOLOGY
What payment services do I get with smartstreet?

• Lockbox
• On-line Payments
• Credit Cards
• eChecks
• Check Scanner
• Digital Imaging for faster check processing
• Conversion to ACH
• ACH
• One Time and Recurring Direct Debits
• Consolidated Payment File
• Formatted to Your Accounts Receivable
• Pulled from our Secured Web Site

PAYMENTS
9
What makes smartstreet smart?

• Q. Is your accounting department buried in paper
  checks every month?
• End the paper chase with smartstreet.

NO PAPER
Homeowners have the convenience of paying
assessments online by check, credit card or
electronic bill pay or ACH.
10
How does smartstreet process payments?
PAYMENTS

• Checks Received in your Office
• Checks to a Lockbox
• eCheck One Time Direct Debit
• Credit Card
• Recurring Direct Debit Authorization (ACH)

11
Whats the difference between the smartstreet
payment options?
Recurring ACH
PAYMENTS
High-value payment options
eCheck
Checks Scanned and Converted to ACH
Credit Card
Lockbox
Cash and Checks in Office
12
How long does it take to process the smartstreet
payment options?
PAYMENTS
High-value payment option
Recurring ACH
eCheck
Check Scanned
Mailed Check Lockbox
Mailed Check Office
13
What makes smartstreet smart?

• Q. When homeowners pay with electronic bill-pay,
  are you still buried in paper checks?
• With smartstreet, electronic bill-pay is truly
  electronic.

BILL-PAY
Smartstreet has developed the relationships and
technology to take the paper out of electronic
bill-pay. No more paper checks.
14
What makes smartstreet smart?

• Q. How much time do you spend searching when a
  homeowner has a question?
• With smartstreet, the search is simple.

SIMPLE SEARCH
Track all payment information online. View
images of checks and coupons online to resolve
payment questions quickly.
15
What makes smartstreet smart?

• Q. How long should it take you to enter payment
  info into your accounting system?
• Click-Click-Clickthats how long with
  smartstreet.

EASY UPLOADS
Upload payment information directly into your
accounting systemkeep your accounts receivable
current.
16
What communication toolsdo I get with
smartstreet?

• Management Company Web Site
• Customized and Fully Featured
• Central Administration for Association Sites
• Association Web Sites
• Calendars
• Polling Surveys
• Classifieds
• Newsletters
• Directories
• Covenants Forms
• Online Payment

COMMUNICATION
17
How can my custom website from smartstreet help
me?

• Better showcase your community to home buyers
• Pay assessments online
• Stay connected with local activities and events
• Easy access to homeowner documents, meeting
  notes, etc.
• Make your opinion count
• Communicate with management

Complimentary for smartstreet customers!
18
What makes smartstreet smart?

• Q. Do you have pictures of for-sale homes online?
• With smartstreet, you have a custom website for
  all community information.

WEB SITE
Prospective homebuyers will be impressed by the
customized welcome page and professional design
of your dedicated Internet site.
19
What makes smartstreet smart?

• Q. Do you know when the tennis club has their
  next meeting? Do they?
• With smartstreet, we give you a community site
  with all the bells and whistles.

WEB SITE
Communicate with homeowners and let them
communicate with you.
20
What makes smartstreet smart?

• Q. How much should you pay for all the benefits
  of smartstreet?
• Nothing.

NO COST
Smartstreet is a no-cost service. We only ask
that you place all your operating and reserve
accounts with us.
21
What makes smartstreet smart?

• Q. Can you pick up the phone and get an answer to
  an online banking question?
• You can with smartstreet.

FAST ANSWERS
Our team gets you up and running quickly and
easily. Our customer service gives you answers
when you need them.
22
How can I move to smartstreet?

• Just ask us!
• Toll-free [phone]
• information_at_smartstreet.com
• www.smartstreet.com