D

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DB insight based on agency information

• A sample report for GMN Agency

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Our objective is to demonstrate how DB can help
GMN achieve their mission

• Maintain quality information for all agency
  decision making
• Minimize threat to homeland security
• Solve investigations faster with worldwide
  intelligence
• Improve financial oversight on government
  programs
• Manage your acquisition process better
• Improve compliance with regulated companies

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Specifically, here are the insights uncovered in
GMNs portfolio through DBs DUNSRight process

50 records are classified as excluded parties

Identified top lines of business





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Insights from DB reports highlight special
events affecting companies in your portfolio may
warrant re-evaluation and/or monitoring
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DUNSRightTM is our process of collecting and
enhancing data which transforms your information
into a 360-degree view of your portfolio
Entity Matching 2
D-U-N-S Number 3
Corporate Linkage 4
Predictive Indicators 5
Quality Information
Global Data Collection 1
DB Global Database
Quality Assurance
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In the first driver - Global Data Collection
we bring together data from thousands of
sources worldwide
DUNSRight Capabilities
Global Data Collection 1
Entity Matching 2
D-U-N-S Number 3
Corporate Linkage 4
Predictive Indicators 5
Quality Assurance
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Our database of over 113 million business records
is updated over 1.5 million times a day and helps
derive insight for GMN
Direct Investigations
Payment Data
Government Registries
U.S. Public Records
Company Financial Information
Courts Legal Filings
DB Global Database 113 million businesses In
over 192 countries Including over 85M
executives 38M businesses are in the U.S. 13M
are small businesses 310 are minority-owned Total
of 8.7M linked records 2.7M are in the
U.S. 260M annual investmentin the DUNSRight
process Over 1.5 Million Daily Updates
Telephone Directories
CCR/Pro-Net (Diversity Data)
Web Sources
News and Media
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Entity Matching integrates your data with DB
data resulting in a single, more accurate
picture of each business entity
DUNSRight Capabilities
Global Data Collection 1
Entity Matching 2
D-U-N-S Number 3
Corporate Linkage 4
Predictive Indicators 5
Quality Assurance
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DB can identify records that are the same
entity, whether or not they look similar,
because of how DB compiles data
Customer Records
ABC, Inc 220 Main St. Bethlehem, PA 18025 Chuck
Smith, Pres.
DB Single Consolidated Record
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D-U-N-S Number 123456789 ABC, Inc.
(Legal Name) Chucks
Mini-Mart (Tradestyle) APEX
Real Estate (Tradestyle) P.O. Box
111 (Mailing
address) Bethlehem, PA 18055 (P.O. Box
ZIP) 123 Elm St. (Physical
Address) Bethlehem, PA 10825 (Physical
ZIP) 610 882-7600 (Current Phone
Number) Chuck Smith, President (Current
CEO) 890 Eaton Ave. (Home
address)
Chucks Mini-Mart 123 Elm St. Bethlehem, PA
18025 Chuck Smith, Pres. 610 882-4545
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1
APEX Real Estate P.O. Box 22 Bethlehem, PA
18055 610 882-7600
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Chuck Smith 890 Eaton Ave. Bethlehem, PA
18055 610 882-7600
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Using DBs patented matching technology, we
were able to match 9871 records or 86 of your
portfolio
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The precision of DBs confidence code process
helped match 61 - 69 U.S. records
Depending on your level of tolerance for false
positives
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Our confidence code process helped match 73 -
78 international records
Depending on your level of tolerance for false
positives
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For domestic and international records combined,
DB helped match 63 - 71
Depending on your level of tolerance for false
positives
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Once likely match candidates have been
identified, similarity is scored by MatchGrade
technology to indicate probability of the match

• A qualitative evaluation is assigned for eleven
  components that create a MatchGrade pattern
• MatchGrade provides qualitative assessment
  between components of customer DB reference
  information.
• (A) Same ABC WIDGET MFG vs ABC Widgeting MFG
• (B) Similar ABC WIDGET MFG vs ABC MFG
• (F) Different ABC WIDGET MFG vs XYZ MFG
• (Z) Null One or both elements are missing
  (blank)
• MatchGrade patterns map to Confidence Codes
  (0-10) to rank candidates, to assess how we feel
  about the match and why

Business Name
Street Name
State
Phone
A
A
A
B
A
Z
B
Bldg.
City
P.O. Box
15
3803 of your records matched to Confidence Code
10 or 33 of your portfolio
Business Name
Street Name
State
Phone
A
Z
Z
A
A
A
A
Bldg.
City
P.O. Box
16
1168 of your records matched to Confidence Code
8 or 10 of your portfolio
Business Name
Street Name
State
Phone
A
F
A
A
A
Z
F
Bldg.
City
P.O. Box
17
915 of your records matched to Confidence Code 6
or 8 of your portfolio
Business Name
Street Name
State
Phone
A
F
F
F
A
Z
F
Bldg.
City
P.O. Box
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Additionally, the amount of insight DB has on a
specific business can help your agency confirm
the existence and the status of a business
Records that are de-barred or listed as excluded
parties by the U.S. Government
Excluded Parties
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The D-U-N-S Number is the key to the entire
DUNSRight process and helps to unlock key
insights within a customer portfolio
DUNSRight Capabilities
Global Data Collection 1
Entity Matching 2
D-U-N-S Number 3
Corporate Linkage 4
Predictive Indicators 5
Quality Assurance
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DUNS Number is recognized as a global standard by
the worlds most influential standards-setting
organizations as well as the U.S. Government
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A business experiencing address or management
changes retains the same DUNS Number
1985
March 2001
March 2000
Management Change to Record Leslie Smith,
President
Address Change to Record 492 Koller Street San
Francisco, CA 94110
Original Record Gorman Manufacturing Company,
Inc. 402 Koller Street San Francisco, CA 94110
D-U-N-S 80-473-5132 Remains Unchanged
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The DUNS Number enables Corporate Linkage which
provides visibility into corporate families
DUNSRight Capabilities
Global Data Collection 1
Entity Matching 2
D-U-N-S Number 3
Corporate Linkage 4
Predictive Indicators 5
Quality Assurance
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Corporate Linkage information is organized by
six different types of relationships
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Most agencies typically assume businesses are
separate and unrelated
GP
DP
P
HQ
B
S
Global Ultimate Parent
Domestic Parent
Parent
Headquarters
Subsidiary
Branch
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With DB, you understand corporate relationships
and better assess risk of companies showing
signs of financial instability
Based on DBs Commercial Credit Score (CSS)



Low Risk CCS Score 1, 2
Medium Risk CCS Score 3, 4
High Risk CCS Score 5
GP
DP
P
HQ
B
S
Global Ultimate Parent
Domestic Parent
Parent
Headquarters
Subsidiary
Branch
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With DB, you can understand corporate
relationships and assess risk on companieslikely
to cease operations within 12 months
Based on DBs Financial Stress Score (FSS)



Low Risk FSS Score 1, 2
Medium Risk FSS Score 3, 4
High Risk FSS 5
GP
DP
P
HQ
B
S
Global Ultimate Parent
Domestic Parent
Parent
Headquarters
Subsidiary
Branch
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A breakdown of the DB matched portfolio details
businesses linked to small, medium and large
corporate families as well as their location
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Predictive Indicators are analytically-derived,
actionable business insights about the future
performance of a business
DUNSRight Capabilities
Global Data Collection 1
Entity Matching 2
D-U-N-S Number 3
Corporate Linkage 4
Predictive Indicators 5
Quality Assurance
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DB found that nearly 99 records in the DB
matched US portfolio are linked to a suit, lien
or judgment
Suit One or more open lawsuits against the
establishment. It remains until a closed status
update is collected from the courthouse.
Lien One or more claims or encumbrances held
against the establishment until an outstanding
debt or obligation has been satisfied. It
remains until a release update is collected from
the courthouse.
Judgment Identifies the final resolution of a
lawsuit. It remains until a cancellation update
is collected from the courthouse.
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50 records in the DB matched US portfolio are
estimated to be delinquent in paying bills within
90 days as indicated by Commercial Credit Scores
Commercial Credit Score The DB Commercial Credit
Score is predicts the likelihood of a business
paying in a severely delinquent manner over the
next 12 months. Severely delinquent is defined
as a business - With at least 25 of its
payments slow and at least 10 of its payments 90
days or more past defined credit terms -
Obtaining legal relief from creditors - Ceasing
business operations without paying all creditors
in full
LowRisk
HighRisk
Commercial Credit Score
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200 records or 2 of the DB matched US portfolio
are estimated to fail over the next 12 months as
indicated by Financial Stress Scores
Financial Stress Score The DB Financial Stress
Score predicts the likelihood that a business
will cease operations. Financial Stress is
defined as a business - Obtaining legal relief
from creditors - Ceasing business operations
without paying all creditors in full over the
next 12 months - Voluntarily withdrawing from
business operation, leaving unpaid obligations -
Going into receivership or reorganization, or
making an arrangement for the benefit of creditors
LowRisk
HighRisk
Financial Stress Score
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25 records in the DB matched US portfolio have
filed for bankruptcy protection in the past five
years
Bankruptcy Protection Chapter 11 Indicates that a
Chapter 11 reorganization plan is in effect,
allowing the establishment to continue operations
under the protection of the U.S. Bankruptcy
Code Chapter 7 indicates that liquidation
bankruptcy is in place, in which your debts are
eliminated.
Number of Bankruptcies Per Year
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By evaluating your portfolio, you can properly
monitor high risk businesses in your portfolio
over time
Financial Stress Score 1, 2,3
4, 5
131
1.7
Long Term Risk
Low Risk
Commercial Credit Score 5,4 3,2,1
Watch List
Short Term Risk
1 Low Risk
2 Low-Med Risk
3 Medium Risk
4 Med-High Risk
5 High Risk
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DB can help you achieve your agency mission by
providing better insight so you can make
confident decisions

• Maintain quality information for all agency
  decision making
• Elimination of duplicates in your portfolio
• Use of the DB DUNS Number and business data
  provides a consistent foundation for your
  decision making
• Minimize threat to homeland security
• Verification of the existence and operational
  status of a business entity
• Prioritizing resources based on risk profile
• Understanding ownership and corporate
  relationships
• Solve investigations faster with worldwide
  intelligence
• Improve financial oversight on government
  programs by assessing financial stability
• Manage your acquisition process better by
  qualifying and monitoring your suppliers
• Improve compliance with regulated companies by
  prioritizing resources based on ability to pay

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Call us today to request a free analysis based on
your agency information

• 1.800.424.2495
• www.dnb.com/gov