LONG TERM DISABILITY UNUM

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LONG TERM DISABILITY (UNUM)
Disability - An employees incapacity due to
injury or illness to perform the duties of
his or her regular occupation.
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LONG TERM DISABILITY

• 90 DAY ELIMINATION PERIOD
• MONTHLY INCOME - 60 OF SALARY
• MINUS EMPLOYEE SPONSORED BENEFITS
• TWO YEAR OWN OCCUPATION
• UP TO AGE 67 - ANY OCCUPATION
• TAX FREE MONTHLY BENEFIT
• MAXIMUM MONTHLY BENEFIT 9,000

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LONG TERM DISABILITY (UNUM)
COST EXAMPLES Fiscal or Academic
Employee Monthly Salary Rate Monthly
Cost 1,000.00 .0040 1,000 x 0.0042 4.20
Bi-Weekly Employee Hourly Wage Bi-Weekly
Salary Bi-Weekly Cost 7.00 X 80
560.00 560 x 0.0042 2.35
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Long-Term DisabilityAssist America- Worldwide
Emergency Travel Assistance

• Multilingual services 24 hour/ 365
• Access to Emergency Medical Assistance
• (if 100 miles or more from home)
• Medical Consultation and Evacuation
• Medical Referrals
• Emergency Prescription Services
• Guaranteed Medical Facility Admission

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Long Term DisabilityWork-life balance program

• Telephone consultation and
• Assistance with Lifes Complexities
• Divorce Parenting
• Addiction Health
• Legal Stress
• Resources and Referrals 1-800-854-1446 English
  1-877-858-2147 Spanish