An insight to Biz2credit-commercial loans - PowerPoint PPT Presentation

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An insight to Biz2credit-commercial loans

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A debt based fund agreement that is provided to the business rather than to a customer. Commercial loans are short term loans that can be renewable and be used to finance a company’s working capital needs – PowerPoint PPT presentation

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Title: An insight to Biz2credit-commercial loans


1
Helping Small Businesses Grow
2
Biz2Credit Who we are
2012 - Entrepreneur.com Top Small Business
Finance Resource 2011 - Crains Top Entrepreneur
  • Funded over 750 million to date
  • Over 1,100 lenders on our platform, including 50
    micro-lenders
  • Have direct reach to our network of over 1.6
    million SMBs

3
There is a fundamental problem in the market today
BANKS OTHERLENDERS
SMALL BUSINESS OWNERS
LACK OF TRANSPARENCY
What product is best for me? Where do I go? Am I
getting the best rate? Process too cumbersome
How do I find good borrowers? How risky are
they? How do I retain customers? How do I manage
declines? Process too cumbersome
4
Biz2Credit is the solution for Small Businesses
5
Commercial loans-Definition
  • Commercial loans- A debt based fund agreement
    that is provided to the business rather
  • than to a customer. Commercial loans are short
    term loans that can be renewable and
  • be used to finance a companys working capital
    needs. Commercial loans are for short
  • term, secured or unsecured and are advanced for
    financing equipment, machinery or
  • inventory. Due to expensive costs and prices of
    equipments, small businesses do not
  • possess the capacity to fund their capital
    expenditure. Small business owners are in
  • need of commercial loans when they are in the
    business of real estate.

6
Types of commercial loans
  • Commercial Mortgage-This type of loan is
    available when the property that is being
    financed is used as collateral
  • Bridge loan- This loan provides the borrower
    with an instant cash flow in order to finance the
    immediate requirements of a project.
  • Participating Mortgage- In a participating
    mortgage, the lender shares the profits that are
    generated from the property or the real estate
    along with the interest and mortgage payment.
  • Joint venture loan- This loan is offered when all
    the parties are equally responsible for profits
    and losses of the property.
  • Commercial construction loans- This type of loans
    are provided to improve constructions on
    commercial properties such as buildings,
    warehouses, shopping centers etc.
  • Other types of commercial loans- There are other
    various types of commercial loans available with
    various lenders, customized to meet the needs of
    various commercial establishments.

7
What Biz2Credit has to offer
  • Commercial Loans
  • Commercial Loan Packaging
  • Commercial Loan paper work
  • Property Appraisal
  • Title Verification

8
Process to get loan approvals faster with
Biz2Credit
  • Tell us about your business- In order for the
    loans to be processed, the lenders would
  • like to know what your business is, They will
    want to know your business and understand
  • how you are planning to run it. Hence we would
    require you to tell us about your business
  • in detail.
  • Get the perfect match- Based on the information
    provided, Biz2Credit gives you the
  • best, real time options among its lenders
    numbering more than 1200. Through its online
  • platform which is both safe and transparent, you
    just need to upload the documents and
  • Get matched by lenders looking to fund businesses
    such as yours.
  • Choosing the best loan- In less than 5 minutes
    you would be able to know the list of
  • lenders interested to provide you loans based on
    your requirements. In consultation with
  • our experts we will help you choose and recommend
    loan options and lenders that best
  • suit your needs according to your size and type
    of business.

9
Benefits you have with Biz2Credit
  • Biz2Credit with more than 1200 plus lenders
  • and 800 million in funding, we help you
  • connect with the right lender to build your
  • business. Through our online and transparent
  • platform you get to choose your lender in less
  • than 4 minutes. With various programs
  • customized to help your business needs,
  • Biz2Credit is your perfect online partner.
  • -10 off on Business plan report
  • -50 off on Equifax credit report
  • -Free consultancy and free registration
  • -95 repeat customers with 74 loan approval rate
  • Start up loan funding from 5,000 to 1 Million
  • Biz2Credit has preapproved lenders which consist
    of banks, credit unions, micro lenders, CDFIs,
  • VCs and alternative lenders. We also provide
    services to those borrowers who need assistance
  • throughout the lending process, helping you take
    the right decision for your business.

10
Questions?
  • Contact- info_at_ biz2credit.com
  • Follow us on
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