Title: An insight to Biz2credit-commercial loans
1Helping Small Businesses Grow
2Biz2Credit Who we are
2012 - Entrepreneur.com Top Small Business
Finance Resource 2011 - Crains Top Entrepreneur
- Funded over 750 million to date
- Over 1,100 lenders on our platform, including 50
micro-lenders - Have direct reach to our network of over 1.6
million SMBs
3There is a fundamental problem in the market today
BANKS OTHERLENDERS
SMALL BUSINESS OWNERS
LACK OF TRANSPARENCY
What product is best for me? Where do I go? Am I
getting the best rate? Process too cumbersome
How do I find good borrowers? How risky are
they? How do I retain customers? How do I manage
declines? Process too cumbersome
4Biz2Credit is the solution for Small Businesses
5Commercial loans-Definition
- Commercial loans- A debt based fund agreement
that is provided to the business rather - than to a customer. Commercial loans are short
term loans that can be renewable and - be used to finance a companys working capital
needs. Commercial loans are for short - term, secured or unsecured and are advanced for
financing equipment, machinery or - inventory. Due to expensive costs and prices of
equipments, small businesses do not - possess the capacity to fund their capital
expenditure. Small business owners are in - need of commercial loans when they are in the
business of real estate.
6Types of commercial loans
- Commercial Mortgage-This type of loan is
available when the property that is being
financed is used as collateral - Bridge loan- This loan provides the borrower
with an instant cash flow in order to finance the
immediate requirements of a project. - Participating Mortgage- In a participating
mortgage, the lender shares the profits that are
generated from the property or the real estate
along with the interest and mortgage payment. - Joint venture loan- This loan is offered when all
the parties are equally responsible for profits
and losses of the property. - Commercial construction loans- This type of loans
are provided to improve constructions on
commercial properties such as buildings,
warehouses, shopping centers etc. - Other types of commercial loans- There are other
various types of commercial loans available with
various lenders, customized to meet the needs of
various commercial establishments.
7What Biz2Credit has to offer
- Commercial Loans
- Commercial Loan Packaging
- Commercial Loan paper work
- Property Appraisal
- Title Verification
8Process to get loan approvals faster with
Biz2Credit
- Tell us about your business- In order for the
loans to be processed, the lenders would - like to know what your business is, They will
want to know your business and understand - how you are planning to run it. Hence we would
require you to tell us about your business - in detail.
- Get the perfect match- Based on the information
provided, Biz2Credit gives you the - best, real time options among its lenders
numbering more than 1200. Through its online - platform which is both safe and transparent, you
just need to upload the documents and - Get matched by lenders looking to fund businesses
such as yours. - Choosing the best loan- In less than 5 minutes
you would be able to know the list of - lenders interested to provide you loans based on
your requirements. In consultation with - our experts we will help you choose and recommend
loan options and lenders that best - suit your needs according to your size and type
of business.
9Benefits you have with Biz2Credit
- Biz2Credit with more than 1200 plus lenders
- and 800 million in funding, we help you
- connect with the right lender to build your
- business. Through our online and transparent
- platform you get to choose your lender in less
- than 4 minutes. With various programs
- customized to help your business needs,
- Biz2Credit is your perfect online partner.
- -10 off on Business plan report
- -50 off on Equifax credit report
- -Free consultancy and free registration
- -95 repeat customers with 74 loan approval rate
- Start up loan funding from 5,000 to 1 Million
- Biz2Credit has preapproved lenders which consist
of banks, credit unions, micro lenders, CDFIs, - VCs and alternative lenders. We also provide
services to those borrowers who need assistance - throughout the lending process, helping you take
the right decision for your business.
10Questions?
- Contact- info_at_ biz2credit.com
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