Health Insurance Marketplace PA (1)

1
Address 262 Tomkenn Road, Suite 100,
Wynnewood, PA. 19096Phone (local)
484.412.8730Phone (toll free)
877.657.7477FAX [phone]

• http//libertymedicare.com/

2
About Us
Health Insurance Marketplace PA

• Liberty Medicare is a full service, licensed
  independent insurance agency specializing in
  various Medicare plans for people above age 65 or
  on disability, Individual Health Insurance plans
  for people under the age of 65, and Long-Term
  Care plans.
• Our services are offered within the following six
  states Delaware, Illinois, Maryland, New Jersey,
  Ohio, and Pennsylvania.
• Liberty Medicare is located in the suburbs of
  Philadelphia, PA.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
3
Understanding Medicare Basics
Medicare Supplement Plan N PA

• There are so many questions about Medicare! The
  material presented below will be helpful for
  understanding Medicare basics and answering
  Medicare questions.
• People age 65 or older.
• People under the age of 65 with certain
  disabilities.
• People of all ages with End-Stage Renal Disease
  (permanent kidney failure requiring dialysis or a
  transplant)

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
4
Medicare Planes
Medicare Supplement Plan F PA

• Medicare Part A Hospital Insurance
• Medicare Part A is the Hospital Insurance portion
  of Original Medicare. Original Medicare allows
  you to use any doctor, specialist, or hospital
  that accepts Medicare. You do not need a
  referral.
• You are paying a separate amount for each
  service, also called fee for service.
• Hospice care services
• Inpatient care in a skilled nursing facility,
  however, this doesnt include custodial or long
  term care.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
5
Medicare Plane A Benefits
Health Insurance Marketplace PA

• Medicare Part A coinsurance, plus 365 additional
  days after Medicare benefits end.
• The first 3 pints of blood.
• Hospice Care coinsurance/copayment.
• Not Include
• Foreign Travel Emergency Medicare coverage
  outside of the US.
• Part A Deductible 1,184 per benefit period in
  2013.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
6
Medicare Plane C
Health Insurance Marketplace PA

• Medigap Plan C, also known as Medicare Supplement
  Plan C, is the second most comprehensive plan
  (after Medigap Plan F). It covers all Medicare
  gaps with the exception of Medicare Part B
  Excess Charges.
• Not all Medicare Supplement insurance companies
  offer Plan C. Some companies offer only one of
  the two most comprehensive Medigap plans Plan F
  or Plan C.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
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Plan C benefits include
Health Insurance Marketplace PA

• Hospital Costs Medicare Part A coinsurance and
  365 additional days after Medicare benefits end.
• Medical Expenses Medicare Part B coinsurance
  (typically 20 of expenses that are Medicare
  approved) or copayment.
• Blood Coverage The first 3 pints of blood per
  each calendar year.
• Foreign Travel Emergency (up to Plan Limit),
  consisting of Medicare coverage outside of the US.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
8
Medicare Part A Hospital Insurance
Medicare Advantage Plans PA

• Medicare Part A is the Hospital Insurance portion
  of Original Medicare. Original Medicare allows
  you to use any doctor, specialist, or hospital
  that accepts Medicare. You do not need a
  referral. You are paying a separate amount for
  each service, also called fee for service.
• Inpatient hospital care such as critical access
  hospitals, inpatient rehabilitation facilities,
  and long-term care hospitals.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
9
Medicare Part B Medical Insurance
Turning 65 Medicare

• Medicare Part B is the Medical Insurance portion
  of Original Medicare. It is optional.
• Original Medicare allows you to use any doctor,
  specialist, or hospital that accepts Medicare.
• You do not need a referral. You are paying a
  separate amount for each service, also called fee
  for service. Part B only pays for services
  determined to be reasonable and necessary in the
  diagnosis and treatment of a specific illness or
  injury.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
10
Dental Insurance Plans Their Coverage
Medicare Under 65

• Dental discounts plan is NOT a dental insurance.
  Rather, dental offices participating in the
  dental discount plan agree to charge
  substantially discounted prices for the majority
  of dental work. This approach has several
  advantages versus traditional dental insurance
  plans

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
11
Individual Supplemental Insurance Plans
Medigap Plan N PA

• The Hospital Indemnity Plan is NOT a
  comprehensive major medical plan. These plans
  include benefits for hospital confinement and
  specified medical and surgical events. Such plan
  pays you the specified cash amount for each
  covered service, regardless of what the provider
  charges you. Cash benefits are paid directly to
  you and may be used for any purpose. Normally,
  there is no deductible with the Hospital
  Indemnity Plan.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
12
Planning for Long-Term Care (LTC)
Health Insurance Marketplace PA

• LTC includes medical and non-medical care. 
  Long-term medical care is chronic care with an
  aim is to control and maintain non life
  threatening ailments without an attempt to
  permanently cure them (opposite of acute care
  when a patient is treated in an attempt to be
  permanently cured). The long-term non-medical
  care is custodial care designed to assist with
  activities of daily living (ADL), such as
  bathing, grooming, eating, dressing and other
  similar activities, as well as with other less
  personal needs, such as preparing meals,
  shopping, housework, etc.

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
13
Planes By State
Medigap Plans PA

• Illinois
• Maryland
• New Jersey
• Ohio
• Pennsylvania

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477
14
Medicare Supplement Plans PA

• Address / Phone(s) / Fax
• Address 262 Tomkenn Road, Suite 100, Wynnewood,
  PA. 19096
• Phone (local) 484.412.8730
• Phone (toll free) 877.657.7477
• FAX [phone]

262 Tomkenn Road, Suite 100, Wynnewood, PA.
19096 Phone (toll free) 877.657.7477