Two Wheeler Insurance

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TWO WHEELER INSURANCE
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Why Two Wheeler insurance policy renewals is a
must?
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If there are two things that you wish to name
that you certainly cant live without in todays
world, it would be your mobile and dream machine.
Bike, scooter and mopeds have become the basic
mode of transportation for millions of people
across the nation.
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• In India, affordability is not an issue, even
  though people who can afford the cars prefer
  to travel on motorbikes to avoid getting stuck in
  the traffic jams.
• Such is the importance of your two wheeler is
  that you may even consider staying away from
  your gadget, but can you risk not having your two
  wheeler at your service? But when it comes to two
  wheeler insurance or its renewal everything is at
  the disposal. In India still the mentality
  hurdles that bike insurance is just an added cost
  on your purchase and secondly its mandatory by
  law. But this is not the reality.

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• Two wheeler insurance offers you risk coverage
  towards self physical injury, damage or loss of
  the vehicle and third party liability. If you
  observe carefully we see a two wheeler is
  considered riskier than driving a car because
  they are more exposed to danger than someone
  seated in a car. This means they are more prone
  to accidents or mishaps than a four wheeler and
  require more protection. When you buy insurance,
  the amount you pay as the insurance premium is
  much less than the total sum insured. It helps in
  safeguarding and protecting the owner of the
  vehicle from road accidents and other such perils
  associated with motor vehicles.
• Lets understand about bike insurance and its
  renewal policy structures
• Now that there is some fresh development to
  consider with the motor vehicle act being
  replaced by the new Draft there has never been a
  better time to emphasize the need to ensure that
  your vehicles are insured and that your lapsed
  policies should be renewed. A comprehensive
  policy for an average two wheeler of the value Rs
  50, 000 could be anything around Rs. 1000 to Rs.
  1200. However, you dont have to keep paying so
  much every year. As your bike gets older even by
  a year, IDV is applied and it lowers the premium
  further, making it much more economical for you
  to renew.

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• Policy Renewal
• Many times very easily we miss the deadline
  for the bike insurance renewal in our tussle with
  life and its priorities. But generally speaking,
  expired two wheeler insurance requires inspection
  and submission of lots of documents. Unearthing
  these documents for submission is what makes life
  even more difficult, more than having to remember
  to renew your lapsing policy. Therefore, it is
  advisable to renew your bike insurance well
  within the time so to avoid the last moment
  hassle, complications and unforced errors making
  it a pointless and useless policy sometimes.
• Claiming the two wheeler insurance is usually the
  dreaded part for even a customer who has been
  making regular payments and has a fairly easy
  policy. There is always a debate of how insurance
  is supposed to make your life easy but doesnt,
  when it comes to the claim process.

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• It is advisable to when your bike has an
  accident anywhere, at any time of the day make
  sure to call your Insurance representative to
  inform that you are facing bike trouble. By
  making the call you are not just making the claim
  process easier but also taking help from an
  expert who can guide you on things to get back on
  track. The benefits of calling representative is
  that he can arrive at the scene and guide to the
  nearest authorized service where cashless
  facilities could be made available to you. The
  insurance company, apart from doing all the
  follow up will also ensure that only genuine
  parts are used and service and billing is done as
  quickly as possible
• If stolen or theft call the police and lodge an
  FIR a much needed document at the time of making
  two wheeler insurance claim for your stolen bike.
  In this way you could almost forget the faced
  bike trouble with the smooth transition between
  before and after claim procedures.

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• Click here to learn more about our Two Wheeler
  Insurance
• http//www.bajajallianz.com/Corp/motor-insuran
  ce/two-wheeler-insurance.jsp