Shopping Tips for Holidays

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• Every celebration includes gathering of loved
  ones and exchanging of gifts with each other.
  It's not new shopping becomes a priority. Here
  I'm providing you some of the essential shopping
  tips for holidays.

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• Know your budget well in advance. Look at the
  total spending of your last year holiday
  shopping, by that you will get an idea. You will
  also be able to cut expenses on some of the
  needless things which was not that helpful at
  that time. By having a good budget, you can get
  all the gifts and save money at the same time.

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• Make a complete list of gifts you want to get for
  everyone. It is good to stay prepared in advance
  rather than buying randomly. Make a list of who
  will like what kind of gift. By having a list you
  will also be able to avoid spending on needless
  things.

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• Set priorities like what type of gifts you would
  like to get in how much price range. Till how
  much time your shopping should get completed,
  from which shop or mall you would like to get
  your gifts.

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• Have a strategy, dont hurry up in buying gifts.
  If your friends or office colleagues are making
  plans about shopping, speak with them and get
  some idea about what kind of gifts will be good
  and where you will be able to get in best price.

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• Have a proper planning in advance. Keep a little
  idea about how much will be the bills, and will
  you be able to afford it, if you spent more than
  your budget. Have a plan that your holiday
  shopping dont affect your routine life and you
  can even enjoy your holidays with your loved ones.

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• Before heading for shopping, do some research.
  Look out at the stores for any discounts sales
  from where you are planning to buy, look online
  for those gifts. It will help you in saving some
  amount which can be helpful in buying gifts,
  which might be little expensive.

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• When you go for shopping, its best to keep your
  credit card aside. Use cash as much as possible,
  by that you will know how much expense youve
  made and how much you can make. While having
  credit card sometimes we forget and end up with
  big bills.

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• This is the time to use those reward points. You
  already might be having reward points in your
  cards. Its good to encash if you can, which will
  be helpful for your shopping.

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• Get done with easy gifts first, like giving gifts
  to paper-boy, babysitter, trash collector,
  sending gifts to loved ones who stay out of town.

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Happy Holidays, and have a safe shopping
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