Title: Cheap Car Insurance (1)
1Cheap car insurance
2Why have car insurance?
It is a legal requirement, no matter what car you
intend to drive, that you must have at least
Third Party Only car insurance before you even
start the engine. At this level of cover, if
you are involved in an accident that is your
fault, any damage or injury you cause to a third
party or a third party's property is
covered. So having Third Party Only insurance
protects other road users and pedestrians from
incurring costs associated with any mistakes you
might make as a driver. These costs may include
legal costs and the cost of repairs to their
vehicle.
3If you aren't covered by at least Third Party
Only insurance and you accidentally drive into
the back of someone else's car you might find
that you are unable to cover the costs incurred
by such an accident. Plus you will have broken
the law. In cases like this there are often
medical bills to pay as well as the cost of
repairing the damage to the other car.
The law is there to make sure the person who is
not at fault doesn't end up having to pay for
everything.
4Why choose anything other than Third Party Only
cover? Whilst the minimum legal requirement for
cheap car insurance is Third Party Only, the
level of cover available doesn't stop there.
The next step up is Third Party Fire and Theft,
which provides cover for damage to your car by
fire and will also cover you in the event that
your car is stolen. Advancements in anti-theft
technology over recent years has meant motorists
can do a lot more to protect their cars against
thieves, however car theft is still a problem and
it can happen to any car, anywhere, so having
cover for theft makes a lot of sense.
5-
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