Car Insurance For New Drivers

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Car Insurance For New Drivers
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When I was one of the new drivers on the road,
all I could think of was all the places I could
take myself, not having to worry about whether my
parents were free to take me or not.
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The freedom of knowing I can just leave whenever
I feel like it to go to the movies or a friends
house was very exciting.
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Then my parents said I would need to get a job
to help pay for insurance costs.
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While studies have proven that the difference in
accidents among male and female teens to be
relatively small, the percentage of just how much
teenage males add to your insurance compared to
teenage females is unmistakable.
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While a typical sixteen year old girl increases
the average family insurance coverage by
approximately 65, the rise for adding a sixteen
year old male is over 90.
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However, there are ways to lessen that
percentage to make adding a young adult slightly
less painful.
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Lowering Your New Drivers Car insurance policy
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Almost all major insurance agencies offer savings
to those people who complete a state accredited
defensive driving course.
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In the state of Texas the course must cost at
the very least 25 and take at least six hours
long.
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This discount can last up to three years from a
single defensive driving course, so do not
hesitate to get started saving money on your
teen's auto insurance.
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New Drivers And Good Grades
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Universities look for good grades and students
active in the community and insurance companies
are no different.
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Students with a GPA of 3.0 or higher qualify for
what most insurance companies call a "Good
Student Discount".
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Students how maintain good grades have been
shown to have a lower risk of getting into a car
accident than students who do not.
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New Drivers and Their Car
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Although that van might not be the coolest car on
the school parking area, it's probably saving
enough on insurance plans to make up for it.
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Sports vehicles as expected have the most
expensive insurance premiums due to driver's
tendencies to want to enjoy their vehicle's
potential.
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Your teen's car insurance policy is also based
upon the type of car they're authorized to drive.
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A less risky, more modest vehicle will yield an
annual insurance rate significantly lower than
the quick sports vehicle.
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Taking steps to make sure your baby is safe is
not unnoticed by insurance providers.