Car Insurance Are You Getting the Best Deal

1
Cheap Car Insurance
2
Car Insurance Are You Getting the Best Deal
Getting car insurance can be quite a difficult
task. There are just so many insurance
companies out there that are desperate to get
your business that choosing between the good
deals and the dubious deals can be daunting.
But since taking out insurance is such a
crucial and important thing to do, you have to
wonder if getting the cheap car insurance you can
afford would be the best idea. Because of the
fierce competition in the insurance market,
premiums have been falling, which good news for
those is shopping for car insurance. It is
prudent to bear in mind however that price is not
the most important part of your car insurance
deal!
3
What you should look to achieve is lower premium
payments in order to ease the burden of paying
insurance. This can take a great deal of time
especially when it comes to comparing the
different insurance companies and what they might
offer. However there are a number of things you
can do to improve your chances of success. Shop
around. Each insurance company offers different
setups sometimes differing so drastically that
attention to detail is a must. Keep a
good clean driving record. If you can show that
you are a good driver then insurance companies
will consider you a low-risk candidate, and thus
will have lower accompanying premium rates
You can ask for quotations from these companies
so that you can compare them with regards to the
prices and packages they offer. An easier step
would be to visit websites that list insurance
companies offering affordable insurance packages.
4
One great way to lower car insurance premiums is
by installing a number of additional safety
devices or features in your car. Some insurance
companies will automatically lower premiums if
they see anti-theft devices, automatic seatbelts
and airbags. Creative mathematics can also bring
your car premiums down. Ask for higher
deductibles on your car insurance policy. By
increasing your deductibles you can lower your
premiums from between 15 to 20 per cent. Just
make sure that you can shoulder the
difference! If you own a second hand car or an
old model car, ask to reduce its coverage. A car
whose cost is equivalent to less than ten times
the premium that you pay for a comprehensive
coverage is not a good deal.
5
You can actually ask for more discounts from
insurance companies. A number of discounts can be
requested like lower rates if the car has a low
annual mileage. There are also companies that
grant discounts if you show proof that you have
taken a defensive driving course. Passing an
advanced driving test can also be used to ask for
a discount. Your profession can actually give
you a better deal than you think. Ask around if
your particular profession can be considered as a
low-risk group. Insurance companies have a list
of professions that are grouped between low risk
and high risk. Low insurance risk professions are
awarded with lower insurance premiums. Source
https//medium.com/_at_aaryarawat1/car-insurance-are-
you-getting-the-best-deal-f5f6b0ecb145.7gpb3xyhb

6
Follow us on
https//www.facebook.com/BajajAllianz
http//www.linkedin.com/company/653474
https//plus.google.com/BajajAllianzGIC/posts
https//twitter.com/BajajAllianz
https//www.youtube.com/user/BajajAllianzGIC
https//instagram.com/bajajallianzgeneral/