Tips for Safer Online Shopping

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Tips for Safer Online Shopping
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Introduction

• Online shopping in Middle East has a tremendous
  change, with e-commerce replacing the traditional
  brick and mortar stores.
• One major fear that prevents many from doing
  online shopping is Online fraud.
• Benefits of Online Shopping
• Shop at your convenience 24X7
• the deals and prices are good
• the selection are much wider
• the shopping is secure
• shipping is fast
• Ensure that your personal information and card
  details are not going to fall into the wrong
  hands by certain prevention tips.

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ONLINE SHOPPING TIPS
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Keep your system updated

• Essential updates are necessary to keep your
  operating system updated and less vulnerable to
  cyber criminals.
• Invest in a good anti-virus .
• Ensure you run the antivirus and malware scans as
  recommended by your antivirus software.

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Use trusted websites

• Use a trusted site rather than shopping with a
  search engine.
• E.g. For generic shopping in Middle East
  websites like souq.com are being used and for
  many FMCG there are online buying portals like
  Nestle Family shopping portal
• Search results can be rigged to lead you astray,
  especially when you drift past the first few
  pages of links.
• The most leading sites are likely to use the
  latest online security measures.

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Create strong passwords

• Avoid common names and figures, as it makes
  easier for the hacker to hack your account.
• Put extra effort into your passwords, like
• Include numbers
• Symbols
• Caps Lock
• 8-10 characters at least

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Check for SSL encryption

• Online payment makes most online shoppers
  nervous.
• Always check for SSL (Secure Sockets Layer) when
  you buy anything with your credit card from a
  site.
• SSL technology
• encrypts your information
• prevents other computers from accessing your
  information
• Check for the SSL sites which starts with
  https// (instead of just http//)
• A locked padlock icon appears typically in the
  status bar at the bottom of your web browser, or
  right next to the URL in the address bar.

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Avoid phishing emails

• Phishing emails- Email scams which gather
  personal information such as passwords and credit
  card details.
• Legitimate companies including all banks will
  never send you an email with a link requesting
  your login, password or credit card details.
• To check it just type the web address of the
  company that sent the email directly to the
  browser rather than following the link. 

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Use online payment services

• Use online payment services such as MWallet,
  PayPal, Bill Me Later, and Pay Simple for a
  nominal fee.
• These services
• Keep your credit card information stored on a
  secured server
• Lets you make payments to retailers without
  revealing your credit card information
• Provides maximum security

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Regularly check your bank statements

• It's easier for fraudsters to go after bank
  details.
• Some banks will alert you if they detect
  suspicious activity, but its only you who knows
  where you spend your money.
• Be sure to check your bank accounts to make
  yourself aware of fraudsters.

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Conclusion

• Always be cognizant of online fraud.
• Following these tips while shopping online can
  make your personal details safe and make online
  shopping a rewarding experience. 

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