"The Broken 401k & Finding a Real Retirement Strategy "

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The Broken 401k Finding a Real Retirement
Strategy

• 401(k) plans arent working for Americans. Whats
  wrong? What is a truly viable retirement plan for
  individuals?

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New data suggests that the 401k retirement plan
just isnt working. It is even worse for those
without an organized retirement plan of their
own. So what has gone wrong? Just how bad is the
situation? What might the best retirement
strategy be now?
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The Data Is In

• Key Facts from the Business Insider Report
• Average families with a 401k or IRA had 95,776
  in their accounts
• The average 401k and IRA balance has risen by
  around 4,500 since 2001
• Unfortunately for Americans as a whole almost 50
  have zero saved
• The median family has 5,000 saved
• The average for those approaching retirement
  between the ages of 56 and 61 have an average
  retirement account savings balance of 17,000
• The top 10 of savers have at least 274,000
• 82 of Americans without high school diplomas do
  not have a retirement account

4
The Big Switch

• The most significant factor in all of this is the
  shift from defined benefit plans to defined
  contribution plans. That really applies to
  traditional 401ks and Social Security. With
  defined contributions individuals have to put
  money in, but really have no guarantee of a set
  amount of money coming out. Yet, reliable income
  remains the most pressing need for those
  approaching retirement. The size of a nest egg or
  balance sheet is virtually irrelevant, when what
  you need is spendable cash every month.

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Finding a Real Retirement Strategy

• Things that individuals must plan and prepare
  for retirement
• Solid assets with low volatility
• Inflation proof assets
• Sound diversification for safety
• Tax protected investments
• Some of the tools for accomplishing these things
  may include paying off your own home so that it
  can be leveraged with a reverse mortgage in
  retirement, as well as rolling over to, or
  establishing a self-directed 401k or IRA. These
  accounts can be used to invest in a wide variety
  of assets, including income producing mobile home
  parks.

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The Role of Mobile Home Parks in Your Retirement
Portfolio
Mobile home parks are one of several types of
income producing real estate assets which can be
a powerful retirement tools. The advantages

• Monthly and weekly passive income
• Tax benefits
• Ability to invest in them via self-directed
  retirement accounts
• Move with inflation
• Easy to diversify

• Ability to build wealth and cash flow
  simultaneously
• Low volatility
• Growing demand with limited supply
• Ease of understanding
• Personal control over asset value and performance

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The data shows that the vast majority of
Americans are desperately underprepared for
retirement. The financial system seems to
continue to trend away from providing a
meaningful and reliable solution. Those that want
to be confident in their future finances and
income can take things into their own hands. A
part of that plan could be mobile home park
investments for cash flow and long term wealth
building.
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mobilehomeinvestors.com

• For more information and inquiries!