Axis Pay steps presentation (Unified Payment Interface)

1
Presenting the
Unified Payments Interface (UPI)
solution of Axis Bank
2
What is Axis Pay?
Merchants
Pay From Pay To
Accounts
And many others
And many others
Instant transfer using virtual payment address
(VPA)
Note Merchant logos are for illustration
purposes only and may not include UPI
functionality
3
Virtual Payment Address
Social Needs
Financial Needs
One Email ID
12 Digit account numberBank Name
for all your social channels
IFSC Code
A combination of your name /
mobile number and the bank
Errors , incorrect funds transferand dropouts
etc.
Sangram_at_axisbank Or
Time consuming
9920100000_at_axisbank
One Mobile Numberfor reaching out to friends /
family
Need for one financial address for all type of
banking
transactions
4
Registration on Axis Pay
1. Download the app from Google play
1
2
3
store, install it. Open the app andscreen 1 as
splash screen will bevisible.
2. An auto SMS would be sent fromyour phone to
Axis Pay server to readmobile number and device
ID as first
factor authentication. Please ensure
mobile number is registered with yourbank. In
case of dual SIM, ensuremobile number registered
with bank isplaced in primary slot.
3. After successful SMS delivery in step2,
screen 3 would come where youhave to enter
your profile name.
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Registration on Axis Pay
4
5
6
4. Set 6 digit passcode. Please note
that this passcode is App level
passcode which you will require tolog in to the
app every time youlog out.
5. You will get a success message
after step 4 as shown in screen 5.
6. Click on OK at screen 5. Youwill land on
Screen 6 which is thedashboard of the app.
6
Account Addition in Axis Pay
6
8
7
7. To start adding the account,
Click on the side bar menu
option on screen 6, you will landon screen 7
8. Click on Manage ccounts onscreen 7.
Screen 8 will show upafter you click on
manageaccounts. Click on () on screen 8to add
an account
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Account Addition in Axis Pay
9 10
11 12
9. Screen 9 will show up after step 8,
tap on select bank. It will show a listof
banks available on UPI.
10. Select the bank you have the
account with in screen 10 and
123456
123456
11. your account will be fetchedautomatically as
shown in screen 11
12. At screen 11, Set your virtual
payment address which could be
anything you can choose e.g.yourname . Click on
proceed.
13. At Screen 12, User sets his VirtualPayment
Address (VPA) as vinay. Thenhis VPA becomes
vinay_at_axisbank.
Click on proceed.
8
Account Addition in Axis Pay
15
13
14
13. After screen 12, screen 13 will be
shown where you have to enter last 6 digits
on debit card and expiry. Click on proceed
after entering these information
14. After screen 13, screen 14 which is NPCIpage
will be shown. You will receive an OTPat your
registered mobile number withbank. Enter that
OTP on screen 14 and set 6digit MPIN for Axis
Accounts. If it is HDFC,SBI or ICICI account,
enter 4 digit MPIN.MPIN is bank specific. 6
digit MPIN for Axis
account need not be same as 6 digit
passcode.
15. Once you have successfully set yourMPIN on
screen 14, you will receive a popaccount has
been added successfully andscreen 15 will be
shown.
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Contact Addition in Axis Pay
16
17 18
16. To start sending money , user
needs to add contact. User can add
contacts VP or contacts account andIFSC
number. To start the same, Clickon back arrow on
screen 15, you willland on screen 6. Click on
side menu(3 bar menu). Click on managecontacts
17. Screen 17 will show up after
screen 16. Click on () on screen 17 ,
then user will see screen 18.
18. Click on VP to add contacts VP
whom you want to send money or askmoney
Click on Accounts and IFSC to addcontacts
account and IFSC
10
Contact Addition in Axis Pay
20
19
19. Click on VPA on screen 18
Please type the VPA of the contactin first
field of screen 18, type the
nick name in the second field
Core banking registered name
would be fetched automatically . Inthe screen
19, SUL XN SINGH isthe core banking name
which is
fetched.
20. Once you have successfully
added the contact, screen 20 wouldbe shown.
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Send Money using Axis Pay
22
23
21
21. To start sending money , click on back
arrow on screen 20. You would be taken
to screen 21.
22. Click on SEND.
23. i) Click on my account to select
youraccount and VPA linked to it. When you
click on my account in above screen ?.it
will take you to screen 15 where you haveto
click on your account to get it selectedii)
Click on Receiver to select
beneficiarys VP or account and IFSC
whom you want to send money to
iii) When you click on receiver it will
takeyou to screen 20 where you have to clickon
contacts VP or contacts account/IFSC
to get it selected.
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Send Money using Axis Pay
25
24
26
24. After screen 23, screen 24
would come up. Enter remarks atthis screen. It
could be anything fore.g reason you are sending
moneysuch as rent, borrow etc.
25. Screen 25 which is NPCI pagewould come up
after screen 24where you have to enter the MPIN
which you had set on screen 14.
MPIN is used to authorize thetransaction.
26. Screen 26 is the successful
screen which shows that txn is
successful. Please note all the
transaction happen instantly on AxisPay UPI app.
13
Ask for Money using Axis Pay
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29
28
27. To ask Money, go to home of
Axis Pay app ( screen 27). Tap onASK bubble.
28. Screen 28 will be shown. Clickon my
account to select youraccount.
Click on sender to select the VP
of the contact from whom youwant to receive
money.
29. Enter amount at screen 29
14
Ask for Money using Axis Pay
30
31
30. Enter remarks at screen 30
31. Request sent successfully screen
would come up at screen 31.
15
Approving Ask Request
If Someone sends you an ask request on your VPA
xyz_at_axisbank. You would receive anSMS notifying
the same. The SMS would say Hello,
ltxyz_at_axisbankgt has requested youmoney. Please
approve or decline the request using xis Pay.
You would also receive adevice notification for
the request.
To approve or reject the Ask Request. Pls follow
the screens mentioned ahead.
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Approving Ask Request
1
2
3
1.Login to the app .You will see
home page of the app which is
screen 1
2. Tap on bell icon , you will betaken to screen
2 where you cansee pending request.
3. Tap on any of the request youwant to approve,
you will be takento screen 3.
4. Click on tick mark on screen 3to approve the
request
To decline the request, click on
decline on screen 3.
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Approving Ask Request
6
4
5
4. After you click on tick mark on
screen 3, you will be taken to screen
4 where you have to enter remarks.
5. After screen 4,you will be taken
to screen 5 where you have to enter
your MPIN to authorize thetransaction.
6. Screen 6 is the transaction
successful information screen. To goout of this
screen , click on tick markor back arrow.
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Know Your Balance
1
2
You can check the balance of all
the accounts linked in Axis Pay
app. To do the same,
123456
1. Go to side menu, click on
manage accounts. You
123456
would see screen 1 above.Tap on the account and
VPAtile as shown by arrow.You
2.
will land on screen 2 .
Click on the field kindlyrefresh to
refresh/knowyour balance on screen 2
3.
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Know Your Balance
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3
3. Screen 3 will be shown after screen
2. Enter your MPIN to authorize
123456
knowing the balance.
123456
4. You will see your balance as shownin screen
4.
Know more at www.axisbank.com/axispay-upi-app
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Thank You ?