If you cant afford travel insurance, you cant afford to travel.
This is an apt saying. Life is unpredictable and we never know when tragedy may strike, especially when youre travelling. The most prudent thing you can do to protect yourself is to buy a travel insurance plan.
Travel insurance covers are like an all-encompassing cover that takes care of you in times of mishaps and hardships when youre travelling. Heres why you should buy one before you travel.
3 Medical Benefits
If youre required to get admitted to a hospital due to a medical emergency, the travel insurance policy covers you for it.
The plan covers you for costs of tests (X-Ray, blood tests, and diagnostic tests.), emergency surgeries, and medicines.
The plan covers the cost of transportation to the hospital.
The insurance plan covers the cost of medical evacuation to your home country.
4 Travel delays
Theres a possibility that you may miss your flight due to unforeseen circumstances.
The plan reimburses you for ticket costs if you miss your flight due to delays or cancellations.
The plan covers you against theft of your checked-in baggage.
5 Theft
You can be a victim of theft when youre travelling.
Travel insurance covers you for theft of your luggage or wallet and provides you with emergency monetary assistance.
It helps you with embassy referral services in case you lose your passport and travel documents.
6 Legal Assistance
There is a possibility that you can get entangled in legal issues when youre travelling.
Travel insurance plans provide legal assistance for such circumstances.
Many travels policies provide financial help if you need to post bail.