Features and benefits of IMT

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Features and benefits of IMT
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Exchange rates

• The exchange rate determines how much foreign
  money youll wind up with after the transfer is
  complete. Its important to compare rates and
  find the best deal around, especially if youre
  transferring large amounts of money. A small
  difference in the exchange rate could mean a big
  difference in the final figure!

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Fees

• IMTs sometimes come with hidden fees which can
  quickly add up and seriously decrease the amount
  of foreign currency you get out of a transfer.
  Usually therell be an exchange fee, and
  sometimes youll pay others, like amendment or
  cancellation fees. Check out our IMT fees and
  charges guide for more information.

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Transfer speed

• If youre working to a schedule, how quickly the
  transfer can be processed may also be important.
  Usually an IMT will take 1-5 days to be completed
  - mostly so the provider can verify your identity
  and do security checks.
• If you need the funds to go through straight away
  - in the case of an emergency, for example - it
  can often be done quicker but the speedy service
  will incur a fee.

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Transfer limit

• This is the minimum and maximum amounts you can
  send in one transfer, or during a certain period
  of time (for example, there may be a monthly
  limit). This might also be different depending on
  whether you make the transfer online, over the
  phone or in person, so make sure you check before
  going ahead.

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Limit order

• Dont have time to watch for the best exchange
  rate to pop up? Thats where a limit order comes
  in. You can nominate an exchange rate youd like
  for your transfer, then your provider can monitor
  rates for you and perform the transfer only if
  that chosen rate is reached.
• Just remember - once the transfer is triggered,
  its legally binding and you wont be able to
  change your mind.

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