Title: Processing the Home Loan Request
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What to Expect While the Bank is Processing the
Home Loan Request March 5, 2018 Real Estate
devaluate the property, home loan application,
loans at home 1 Srishti Chandola
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Whether or not, you will be able to materialize
the home purchase plans would hugely depend on
the rejection or acceptance of the home loan
application that bank might be processing. At
this point, it's worth mentioning that bank is
pretty diligently reading all information you
have provided in the application form, and going
to make sure it is veracity. Typically, this
process takes 15 days or less, while the
verification process is on, the applicant must be
on the toes. Under no circumstances, you could be
unavailable Since the mobile phones are the major
mode of communication these days, you have to
ensure that the mobile phone is always on and has
great reception. There are many of calls coming
to your ways while the process is on. Also, the
bank sends emails. Keep checking the emails
regularly. At the end of it all, the bank would
call for personal interactions inform the office
that you would inquire to take a day off to do
the same. Be ready to welcome the team Typically,
the banks send two varied teams to evaluate the
property. One member of the legal team, as well
as another from the technical team, would visit
the property you propose to buy to make the
assessment. Former would ensure that there are no
legal hassles pertaining to the property while
the latter would definitely assess what market
value of the property is. These days, banks so
employ third-party service providers to do their
job. Soon after submission of application, these
evaluates will get in touch with you as well as
fix a time to the visit. As per the convenience,
you can fix the time. Be in office, be at home It
is not just the property that will be evaluated.
The bank will check the veracity of personal
information that you have provided. This is to
ensure that the loan is going into the correct
hands and that the borrower has means to repay
the debt. To do so, someone from the bank would
visit the present residence and re-check all
details.
2Someone from the bank would visit the office to
do the same.
Keep others in the loop The banks ask to provide
the details of two people who arent your blood
relatives in the home loan application form. It
would contact these people to check up on you. Do
tell people whose contact the numbers you provide
that they should expect a call from the bank.
They shouldnt be caught off guard, even if they
are the best of friends.
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