Accident

1
(No Transcript)
2
About us - HDFC Chubb General Insurance

• Joint venture with Chubb Corporation, USA - a
  leading property casualty insurer
• with 30 Billion in assets
• 5th largest global insurance company
• the 3rd most respected financial company by the
  Financial Times
• Paid up capital at Rs 101 Crores with HDFC
  holding 74 Chubb Corporation the remaining
  26
• HDFC Chubb collectively bring an experience of
  over a 100 years in the financial sector

3
HDFC Bank Limited APP HC

• Accident Protection Plan Hospital Cash- APP- HC
• Offers 5 options from a minimum coverage of Rs.
  15 Lacs to a maximum of Rs. 75 Lacs
• Offers to pay a benefit up to the maximum Sum
  Insured in the event of Accidental Death or
  Permanent Disability
• The cover provided is applicable 24 hours a day,
  7 day a week, 365 / 366 days of the year
• The individual stands protected by this Personal
  Accident cover in India and any other location
  worldwide

4
Accident Protection Plan - Hospital Cash

• Key benefits of the plan -
• Accidental Death - Covers the insured in case of
  loss of life in an accident up to 100 of the
  Sum Insured.
• Permanent Disability - Pays a benefit up to the
  maximum Sum Insured if the insured is permanently
  disabled due to an accident.
• Broken Bones - Pays up to the maximum Sum Insured
  in the event of bodily injury resulting in broken
  bones due to an accident

5
Accident Protection Plan - Hospital Cash

• Key benefits of the plan (contd)
• Temporary Total Disability Pays a weekly benefit
  up to maximum of 52 weeks if an accident causes
  disablement that prevents the insured person from
  engaging in or giving attention to his/her usual
  occupation.(1 week time deductible applicable)
• Last Rites Pays a benefit towards the cost of
  the funeral of the insured person if an accident
  causes loss of life.
• Hospital Cash Provides a daily benefit of Rs.
  1,000 up to a maximum of 30 days in case of
  hospitalization due to an Accident.

6
Accident Protection Plan- Hospital Cash

• Permanent Total Disability - Table of benefits

7
Accident Protection Plan- Hospital Cash

• Broken Bones - Table of benefits

8
Accident Protection Plan- Hospital Cash

• Broken Bones - Table of benefits (contd)

9
Accident Protection Plan- Hospital Cash
(Premium
amount in Rs.)
10
Accident Protection Plan- Hospital Cash

• Policy renewal premium - Annual
• Paymode is
• Standing Instructions / Cheque / Credit Card
• 5 benefit on renewal - Increase in Sum Insured
  on renewals on the basic Sum Insured for
  accidental death and permanent disability up to a
  maximum of 2 years

11
Accident Protection Plan- Hospital Cash

• Negative List
• Armed Forces (Army / Navy / Air Force)
• Para-military Forces (BSF, RAF, CRPF, etc)
• Professional Sports Persons
• Hazardous Sports (Bungee jumping, Jet-Skiing,
  Para-gliding, etc)
• Merchant Navy
• Airline Pilots
• Off-shore Workers (Oil rigs / Drilling platforms)

12
Recap on product

• Benefits
• AD (100 of Sum Insured), PTD (up to 100 of Sum
  Insured) Broken Bones (up to the Sum Insured),
  Hospital Cash ( 1000 per day ), Last rites and
  Temporary Total disablement.
• Annual policy with 5 additional benefit on Sum
  Insured at renewal
• Sum Insured
• 5 plans - Sum Insured Rs. 15 lakh to Rs 75 lakh
• Premiums ranging from Rs. 2,695 to Rs.19,014
• Payment methods
• Direct Debit (HDFC Bank Accounts)/ Credit
  Card/Cheque

13
Mandatory requirements on proposal form

• Name, address contact number
• Date of birth sex
• Beneficiary or nominee details
• Selection of plan - Sum Insured
• Payment instruction - Standing
  Instruction/Credit Card/Cheque
• Proof of income above 25 Lakhs sum insured
• Signature on proposal form - MOST IMPORTANT

14
Claims

• HDFC Chubb provides a call-center to address any
  claim related calls
• This call-center is not limited to the geographic
  locations of our operations - All India coverage
  supported by a toll-free line1 800 226 226
• In the event of having to notify a claim,
  telephone calls shall be addressed by trained
  personnel and guidance will be provided
• All claims registered with HDFC Chubb shall be
  settled in 7 working days from the date of
  receiving complete documentation

15
Thank you