5 HELPFUL HINTS FOR FIRST-TIME BUYERS

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5 HELPFUL HINTS FOR FIRST-TIME BUYERS
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• There can be no denying that making the decision
  to buy your first home is a big one, and its a
  decision not usually taken without careful
  consideration. However, there are many factors to
  consider, and sometimes it can feel like a bit of
  an information overload arriving at a place
  where you can make an informed decision, seems
  like an unachievable goal.
• From budgetary constraints to tax credits and
  local markets, here are 5 helpful hints to make
  the buying process for newbies, a little less
  foreboding
• Take every factor into consideration
• It might not always be practical to purchase a
  property in a certain area, just because youve
  got your heart set on it.

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• Be sure to conduct research into whether your
  desired location covers all your budget and
  lifestyle needs.
• Work closely with a mortgage broker
• A qualified mortgage broker can help you make
  your decision to buy a property much easier, as
  they have all the latest market information, and
  can guide you through a whole list of mortgage
  options that you may never have known were open
  to you. Knowing exactly what you can afford, can
  help you make a practical decision about your new
  home.

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• Dont ignore government programs
• In Canada, there are numerous government programs
  that can simplify your first-time home buying
  experience, such as The Homebuyers Plan and The
  RRSP Homebuyers Plan, to name but a few.
• Take your time to make your decision
• Buying a new home is definitely not something you
  should rush into, and while it can feel sometimes
  that you need to snap up a property before you
  lose out, new properties come on the market all
  the time, and you should give yourself ample time
  to make a well-informed decision.

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• Look at the bigger picture when it comes to your
  finances
• Buying your first home is a huge financial
  decision, on top of all the costs associated with
  buying a home, you must then commit to making
  regular mortgage payments and cover utility bills
  and taxes. Talk in detail to your mortgage broker
  about a realistic budget, and be sure not to make
  a decision that will leave you sitting
  comfortably in your very first home, but
  floundering financially.

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• Thankfully, while buying your first home is a
  huge step to take and a big financial commitment,
  there is plenty of help and support out there,
  and talking with a local mortgage broker is a
  fantastic place to start. Talk to your chosen
  broker about your budgetary constraints and let
  them help you make a sound and informed decision,
  in which nothing is left to chance, and youre
  fully aware of exactly how much money you will
  need to set aside.

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• Red Key Mortgage is located in Calgary, Alberta.
  We are a boutique brokerage with high volume
  serving hundreds of clients locally and
  nationwide every year. We have a number of
  associates dealing in mortgages as licensed by
  the Real Estate Council of Alberta. As a mortgage
  broker in Calgary, Red Key Mortgage, will provide
  all of your available options from the entire
  mortgage market and allow you to make an educated
  decision where you'd like your mortgage to go.
  Red Key Mortgage works with big banks in Canada,
  as well as over a dozen other AAA lenders. Best
  of all, our services are paid for by the lenders
  at no additional cost to our clients. If you are
  looking for the best Calgary mortgage broker,
  contact us today! We can't wait to get started.