Home Loan - iServefinancial.com

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About us

• iServefinancial.Com, is a Personal Finance
  Platform focused on empowering and serving
  millennials to take a well-informed decision
  while buying a financial product like - Home
  Loan, Personal Loan, Business Loan, Loan Against
  Property, Credit Card, Car Loan, SME Loans,
  Insurance etc.

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About us

• Using Data and our integrated financial
  technology platforms we connect 100 plus
  financial institutes, filter from thousands of
  products to get you the best financial solution.
  We enable you to choose a right mix of products
  in terms of best interest rates, lowest
  application fees, highest loan amount, suitable
  tenure and the best most suitable financier.

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Home Loan

• A home loan is a financial instrument that
  facilitates your dream of having your own home.
  Whether you are buying a ready or
  under-construction apartment/flat from a
  builder/developer or in a society or from an
  approved government authority or buying a ready
  or under-construction independent bungalow or a
  re-sale residential property.
• Use iServefinancial to quickly find the best home
  loan offer available to meet your requirement.
  Interest rate starts from 8.45 for a tenure of
  up to 30 years. We work closely Success! with all
  the leading Banks and Housing Finance
  Companies(HFCs) including HDFC, SBI, ICICI Bank,
  Axis Bank, Bank of Baroda, Union Bank of India,
  Kotak Mahindra Bank, LIC several others to help
  you get the best home loan.

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Pros of Taking a Home Loan

• Low Interest Rates The RBI the Government
  aims to make housing affordable for everyone. For
  this reason, the rate of interest on a housing
  loan is relatively low when compared to
  commercial property loans or loans against
  property. Lets not forget, a good credit score,
  a diligent repayment history, and up-to-date
  income statements are also factors that might
  land you a housing loan with a low interest rate.
• Tenure Choice According to your needs, various
  banks offer various tenures. A home loan is a
  long commitment, and therefore when you apply for
  home loan, you can select a short, medium, or
  long tenure, depending on the EMI repayment gaps
  you want. Also, the lenders are in a position to
  offer flexible tenures because a home loan is
  approved in lieu of a collateral.
• Tax Exemptions According to the IT Act of 1961,
  under section 80C, home loan or physical home
  loan applicants are benefited from a tax
  deduction on the principal repayment of 1.5
  lakhs. Not just that, the borrower also gets tax
  benefits on interest paid, but it can vary
  depending on the self-occupied or
  under-construction property.

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Cons of Taking a Home Loan

• Big Commitment When you apply for home loan or
  an online home loan, the duration spans over
  10-30 years. Therefore, this is a debt for a
  lifetime. Also, once the loan is in effect, the
  borrower has to control expenses and focus more
  on repayment. Also, there can be events like
  divorce, sudden death, medical emergencies that
  can burden anybody to cope with the ability to
  repay the loan.
• A Miss on Investment Opportunity When you apply
  for home loan, for the next few years, all your
  savings are dedicated to repaying the loan. Here,
  the same savings couldve been used to invest in
  mutual funds or fixed deposits where the returns
  are high in the long run, but home loans take
  away this opportunity.

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Contact Us

• Address
• Office No. 127-128,
• 1st floor, Sohrab Hall,
• Sangamwadi,
• Near Railway station,
• Pune-411001,
• Maharashtra,
• India
• Visit Us
• https//www.iservefinancial.com/

[phone]/ 78 7668900900 info_at_iservefinancia
l.com
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• Thank You!