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5 Things to consider before choosing a Rewards
Credit Card Compare4Benefit
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5 Things to consider before choosing a Rewards
Credit Card

• A rewards credit card lets you earn points,
  rebates, miles or other rewards on your spending.
• A card by which you can do a lot shopping,
  dining, travelling and do all other things which
  can entertain your self and you will get reward
  points for the same. But at the same time  you
  have to be sure whether you are going for the
  right rewards credit card in uae.

• 
  

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• You have to keep in mind these important factors
  before choosing a rewards credit card
• Before deciding if you should use, or even apply
  for, a rewards credit card, its important to ask
  yourself the following basic questions
• How many reward points you are earning
• Where you can spend those points
• For how long you can use them
• What is minimum value require to redeem those
  points
• Annual fee on the card

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• How to earn points?
• Utilize your credit card every month. Your
  everyday spending will add up and become future
  savings after redeeming. But do not spend beyond
  your means for more rewards.
• Many Loyalty programs are running in which you
  can earn reward points on domestic spends and
  international spends and Guess what??  You get
  more points on international spends, many credit
  cards even allow you to earn a large sum of
  points in starting months of the cards.

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• You can earn points by booking flights, making
  online payments for your hotels , shopping
  fuel,utility, dining and by other activities.
  Earning points value vary from card to card some
  provide 2 points for AED 1 spend
  ,some 1.75 points and some provide 1.25 points
  and there are many such figures .So ,go for the
  card  which provide you more points on AED 1
  spend .
• Some credit cards even dont give any minimum cap
  for earning these reward points, pay monthly
  bills by credit cards and use credit cards for
  big purchases.

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• 2. Where to spend these earned reward points?
• Many loyalty programs are running for spending
  these points at various locations.
• Travel benefits You can redeem these points on
  airlines for booking tickets , booking hotels and
  on the cab services such as careem.
• Lifestyle benefits You can redeem these points
  on online shopping malls,  movie tickets , dining
  restaurants
• Recharges and bills You can redeem these points
  for daily use purposes such as utility, fuel,
  supermarket and other retail spends.

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• Third party website  These points can be used on
  third party website also such as Amazon, noon and
  other popular websites.
• Golf is famous sport in UAE,  you get many
  discounts on that as well.
• 3. Validity
• As there is validity for each and every product
  so even these points have some validity period.
• The most important thing in rewards credit card
  is to remember redeeming than earning, either you
  can use it or lose it.

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• Knowing the expiry date and rules for your
  rewards use can save you from missing
  opportunities.
• Points you earn with a regular rewards credit
  card largely dont expire. But even the few
  exceptions give up ample time to redeem those
  rewards.
• The terms of these points depends on the card
  issuers or the loyalty program runners, these
  terms sometimes change with a respective time.

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• 4. Minimum value require to redeem points
• Normally you would need a minimum number of
  rewards points before you can redeem it
• Some card issuers provide minimum cap for the
  spend and cap may vary product to product, while
  there are some  card issuers which do not require
  any minimum cap for availing benefits.
• 5. Annual fee charged on Card
• Annual fee is charged by the issuer of the credit
  card  for the services which is provided by them.
  

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• It is charged on an annual (yearly) basis on the
  card and even it varies from credit card to
  credit card .
• You can use reward points to pay this fee. So,
  make sure that you are earning enough points to
  offset annual fee.
• But everyone knows that no one want to spend 
  their hard earned money so dont worry for the
  same even there are some credits card that
  fulfill your this wish too, they dont charge any
  annual fee.
• Looking for no annual fee credit cards in UAE? It
  cares for you as your loved one care for you
  gives you sweet gestures in form of points when
  you spend on it.

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References

• https//www.compare4benefit.com/blog/how-to-choose
  -rewards-credit-card/