Title: Making Your Dream Home A Reality
1Making Your Dream Home A Reality
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3Buying a home can be a bit overwhelming. Theres
so much to think about and do. So, its important
that you have someone you can trust to make the
process as smooth as possible and offer expert
advice. Since 1913, Royal LePage has been
helping Canadians find their dream homes and
guiding them every step of the way from
determining what you can afford and showing you
homes that match your wants and needs to
presenting an offer and closing the sale. Its
all about helping you find the right home in the
right neighbourhood at the best possible price.
Below, youll find it all outlined in eight
simple steps.
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6STEP 1 DECIDING TO BUY
To buy a home, you need to be prepared and we are
here to help you. Here are a few things to
consider Define your needs and wants make a
list of the things you simply cant live without,
like the number of bedrooms and bathrooms your
family needs, proximity to schools and work, or
storage needs. Then list some nice-to-haves
maybe a pool or deck, finished basement or mud
room. This will help you further down the road
when you start looking at homes Brush up on
types of home ownership make sure you know the
difference between freehold (its all yours),
condo (you take care of the inside and pay fees
to an association to look after the common areas
and maintenance) and co-op (similar to condos but
instead of owning your unit, you buy shares in
the whole building and pay maintenance and repair
fees) Understand market conditions supply and
demand can change from neighbourhood to
neighbourhood, region to region. So, getting to
know the market can help you get more bang for
your buck. And so can your Real Estate agent
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9Buying a home is personal and emotional. So the
relationship with your real estate agent has to
be built on expertise, trust and mutual respect.
After all, they will be acting as your eyes, ears
and voice throughout the process. They have a
fiduciary duty to act in your best interests, to
be completely transparent and accountable to
you. Heres what a Royal LePage agent will
do Educate you about the current market
conditions Discuss and analyze your wants and
needs against your budget Guide you to homes that
fit your criteria Coordinate the work of other
professionals youll need during the
process Negotiate with the seller on your
behalf Make sure all the required paperwork is
fully completed, accurate and that deadlines are
met Work with you to resolve any challenges that
may arise And while your agent will likely be a
great source of advice on financing, it is
ultimately your responsibility to understand and
secure it. So, lets move on to financing
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12- STEP 3 UNDERSTANDING FINANCING
Like many things in life, planning ahead is the
key to success. So, you should know the price
range you can afford before you start shopping.
Here are a few things to keep in mind Down
payment this is usually the percentage of the
total cost of a home that youll need to pay. The
more money you put down, the more money youll
save on monthly payments and, in the long run,
interest paid Knowing what you can afford how
much house you can afford comes down to 3
factors your monthly mortgage payment, your down
payment and the amortization period or length of
time it will take to pay off the loan Getting
pre-approved this will really help you figure
out what you can spend on a home because youll
know before you start shopping. And youll be
protected against rising interest rates as well
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14For more update , visit us
https//www.bdavani.com/buyers/making-your-dream-h
ome-a-reality