Online Payment Gateway Integration (1)

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You need to collect online payments to run an
online business. It is one of the simplest ways
to run your online business successfully. The
best option is to prepare your company to adapt
to online payments because the trend toward
switching from conventional payment methods to
online payment forms is not going away soon. A
payment gateway is crucial if you own a company
that accepts payments online.
Online sales cannot be completed without online
payments. Such online payment is possible because
of the payment gateway. With the help of the
payment gateway, the merchant can easily accept
credit card payments from the customers. Most
customers also make payments using cash or an app
on a smartphone. Along with credit cards, some
payment gateway can also process ACH(automated
clearing house) transactions and cryptocurrency.
Generally, payment gateway charges per
transaction or on a monthly bases. Once the
payment gateway is selected, the next step is to
integrate it into your websites.
Here, in this blog, you will learn how online
payment gateway integration occurs.
How To Complete The Online Payment Gateway
Integration
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Accepting an online payment is not an easy task
for any merchant. Almost every enterprise accepts
online payments due to the world's transition to
a cashless economy and growing consumer demands.
Merchant from all over the masses is working to
improve the flexibility, convenience, and
security of the entire online shopping
experience, from marketing and product promotion
to payments.
For the merchant, integration of the payment
gateways poland plays a crucial role in ensuring
the security of online transactions and the
satisfaction of customers. A payment gateway is
the latest technology that allows the merchant to
accept online payments. You can say that it acts
as a bridge between a payment provider and
merchant websites.
How To Integrate The Payment Gateway on Your
Ecommerce Sites?
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Part1 Choosing the payment gateway -
Step1 What the gateway does - The payment
gateway processes the customer's credit card
information by transferring the information to
the gateway's web server, which then completes
the transaction and returns the confirmation to
the website.
Step2 Check your websites control panel- The
website host or your e-commerce site software
provider offers payment gateway services that are
compatible with your sites and can quickly
implement on your sites. To check the payment
gateway poland services, you must go to the
website's control panel or the admin page.
Step3 Choose the best options- Nowadays, you can
find lots of different payment gateways. It is
pretty confusing to choose the best one. Before
start looking, a merchant needs to check which
payment gateway your shopping cart software
supports. Some of the most popular and widely
endorsed gateways are -
Instantcharge PayPal PayCly SecurePay
Authorize.net
Step4 Double check fees and conditions -Most
payment gateway providers generally charge
one-time setup, monthly, transaction, etc. So, as
a merchant, you need to compare the pricing
structure of the payment gateway and choose the
best one that meets your business needs.
Step5 Choose between hosted and non-hosted
payment gateways -There are two types of payment
gateway available hosted and non-hosted gateways.

Here, we will check the whole process in two
parts -
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Hosted gateways Hosted gateways are also known
as external or redirect gateways. Hosted gateway
redirects customers to another site or platform
to process the payments. Examples of hosted
payment gateway are PayPal and 2Checkout. The
main advantage of the hosted payment gateway is
that it takes full responsibility for security
issues. Also, its setup process is
straightforward. The main drawback of the hosted
gateway is that it is not preferable in most
countries.
Non-hosted gateways Non-hosted gateways are also
known as direct or transparent gateways.
Non-hosted gateways use an application
programming interface(API)to connect the business
to the payment gateways. Here, customers can
directly make the payment through websites. While
making the payment, the customer does not have to
redirect to another page.
The main advantage of this gateway is providing a
pleasant payment process experience to the
customers as they don't have to shift to another
page. This type of gateway is also
mobile-friendly. The main disadvantage of using
this gateway is that a significant percentage of
the security is your website's responsibility.
You can be the subject of an audit if your
website has a breach. Additionally, your store
architecture might need to be modified to support
some of the functionality the gateway provider
offers.
We recommend you go with the non-hosted gateways,
as it is more trustable.
Step6 Having a merchant account - To accept
online payment, having a merchant account is
essential. The merchant account is linked with
the payment gateways. In the merchant account,
you will receive the customers' funds. Generally,
for the merchant account, you have to pay per
transaction.
Step7 Sign up for the payment gateways Once you
sign up for your gateway, you will get the vital
information you need to share with your online
store software. This critical information
includes login name and password or ID and an
authorization file.
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Part 2 Integrating the payment gateway into
websites
Step1 Setup your online site -
Most merchants use third-party software to create
a website for their customers. This software
includes the ordering page and the code for
transferring the payment information to the
gateways. Creating this code is one of the most
challenging works, so it is better to leave this
work to professionals.
Step2 Add payment methods -
Every service provider has its process for
integrating payment methods. To accept the
payment method you intend, you must enter your
payment gateway information each time. Your
payment gateway will determine which cards (Visa,
MasterCard, American Express, etc.) you will be
accepted. Merchant can easily do it from their
control panel or administration page.
Step3 Test the gateways -
Every payment gateway service provider offers a
test or sandbox. Merchant can efficiently perform
patch tests or fake transactions to check whether
the payment process is working correctly or not.
You must take this test before making your
website online as a merchant. This service also
varies from one service provider to another.
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As you know, lots of service provider is
available. But choosing the right one is quite
challenging for any merchant. Here, we recommend
you go with the instantcharge.
Instantcharge is one of the most popular payment
service providers, offering customers many
benefits. It offers various payment methods, more
than 100. We, as instantcharge, maintain an
excellent and professional relationship with most
of the acquiring banks, so we also help you to
open merchant accounts. Making a deal with the
instantcharge help you to grow your business. Its
services are available all over the world.
We also offer our merchants local and global
payment online options to expand their business
and reach a higher conversion rate for their
international online businesses.
Final Thoughts
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Finally, now you know how to choose the best
payment gateway for your online business and have
a basic knowledge of how to integrate the payment
gateway on your websites.
Choosing the right payment gateway is quite
challenging but keeping some points in your mind
helps you to select the best one. We recommend
you choose the instantcharge as your payment
service provider.
It is one of the best online payment service
providers poland all over the world. With
instantcharge, you can get the best possible
solution for your online business. Its
integration process is also straightforward.
You can contact our expert team to know more
about the instantcharge and its integration
process.
Deal with instantcharge
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Apply Now For Payment Gateway Solutions
Contact Us
mcare_at_instantcharge.co
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