Fintech Innovative Working Capital Finance Solutions

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How Fintech is Empowering Indian SMEs Growth
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Introduction

• The Indian SME sector has been growing at a rapid
  pace in recent years, thanks to the emergence of
  Fintech companies that have been providing them
  with financial products and services.
• One such company is Oxyzo Financial Services,
  which has been supporting Indian SMEs by offering
  customised working capital loans that cater to
  their specific needs.

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Fintech and Indian SMEs

• Fintech has played a crucial role in the growth
  of Indian SMEs by providing them with access to
  finance that was previously unavailable to them.
• With the help of digital lending platforms, SMEs
  can now apply for loans online and receive funds
  within a matter of days, without having to go
  through the cumbersome process of traditional
  banking.

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Growth of Indian SMEs

• Introduction Small and medium-sized enterprises
  (SMEs) are the backbone of the Indian economy,
  accounting for over 90 of all businesses in the
  country. However, SMEs often face challenges in
  accessing capital, which can hinder their growth.
• Fintech companies Fintech companies are using
  technology to provide innovative financial
  solutions to SMEs, such as loans, insurance, and
  payments. These solutions can help SMEs to access
  the capital they need to grow their businesses.
• Oxyzo Oxyzo is a fintech company that provides
  working capital finance to SMEs. Oxyzo's
  solutions are customized to the specific needs of
  SMEs, and they can help SMEs to improve their
  cash flow and grow their businesses.

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• Data According to a report by the World Bank,
  SMEs in India contribute 40 of the country's GDP
  and employ over 80 of the workforce. However,
  only 16 of SMEs have access to formal credit.
• Impact The lack of access to capital can hinder
  the growth of SMEs. A study by the International
  Finance Corporation found that SMEs that have
  access to capital grow twice as fast as those
  that do not.
• Opportunity Fintech companies are
  well-positioned to help SMEs access the capital
  they need to grow. By using technology, fintech
  companies can provide SMEs with faster, more
  efficient, and more affordable access to capital.

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Benefits of Oxyzo Financial Services

• Oxyzo Oxyzo is a fintech company that provides
  working capital finance to SMEs. Oxyzo's
  solutions are customized to the specific needs of
  SMEs, and they can help SMEs to improve their
  cash flow and grow their businesses.
• Oxyzo offers a variety of working capital
  finance solutions, including
• Purchase financing Oxyzo provides loans to SMEs
  to purchase inventory.

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• Dropline overdraft Oxyzo provides SMEs with a
  line of credit that they can use to meet their
  working capital needs.
• Invoice discounting Oxyzo buys invoices from
  SMEs at a discount, which provides SMEs with
  immediate access to cash.

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Conclusion

• Fintech companies are playing a significant role
  in helping SMEs in India grow. By providing
  innovative financial solutions, fintech companies
  are helping SMEs to access the capital they need
  to grow their businesses.
• Oxyzo is a leading fintech company that is
  helping SMEs in India grow. Oxyzo's solutions are
  customized to the specific needs of SMEs, and
  they can help SMEs to improve their cash flow and
  grow their businesses.
• If you are an SME that is looking for working
  capital finance, contact Oxyzo today. Oxyzo can
  help you to access the capital you need to grow
  your business.