Top 6 Best Employee Health Insurance Companies in India

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Title: Top 6 Best Employee Health Insurance Companies in India

1
Top 6 Best Employee Health Insurance Companies in
India
2

Health insurance is essential for organizations
nowadays. It helps in risk management by
providing complete financial assistance during
any health-related crisis. The premium amount is
regularly deducted from the employees monthly
salary.
Additionally, the health insurance plan and group
health insurance policy follow the income tax act
and tax-related compliances. With employee health
insurance, companies earn tax advantages as well.
The group health insurance plan and policies
ensure employees overall wellness, making them
100 dedicated to their work.
Though Finding a suitable health insurance plan
that covers what you need is a bit challenging.
You may think about what plan would your
requirement be or which health insurance company
limited is best for employees health benefits.
Various top-notch companies in India have
exceptional medical group health insurance plans
and policies to minimise the burden of huge
medical expenses on their employees.
And on the other hand, more than 90 of employees
feel safe and secure working with the company has
good group health insurance plans, group health
insurance policy and better medical insurance
assurance.
In this blog, we are sharing the benefits of
having employee health insurance policies and the
details of the best comprehensive health
insurance providing companies and their
affordable health insurance plan.

3
What Do Affordable Group Health Insurance Plans
typically Include?

The Affordable Care Act passed in 2010, covers
ten healthcare services as essential benefits.
Everyone should know about the benefits before
choosing any health insurance company here.
Preventative services and chronic disease
management coverage
New-born care and Paediatric care
Pregnancy, maternity
Prescription drug coverage
Coverage for emergency services
Hospitalization coverage
Outpatient care
Mental health services and substance use disorder
services
Coverage for rehabilitative and habilitative
services and devices
Coverage for other additional benefits, like
dental and vision.

4
Top 6 Health Insurance Company in India

In this section we are sharing the top 5 health
insurance company and their most affordable
premiums health insurance plans typically
include.
1. New India Health Insurance
New India Assurance is one of the best
government-owned general and group health
insurance companies that offers health insurance
plans, and group health insurance policies. They
have a wide network of branches and provide
coverage for individuals and families.
The New Health Insurance Company aims to provide
end-to-end health insurance coverage that
includes a wide range of insurance policies,
including health insurance, motor insurance,
property insurance, liability insurance, and
more.
Additionally, It promotes financial security by
offering a customised insurance solution by
maintaining customer satisfaction.

Benefits of Having an Insurance Plan with New
India Insurance Company
Lets see what are the benefits of choosing the
New India Insurance Company Limited as the
employee health insurance partner.
New India insurance company offers in-patient
hospitalization expense that includes nursing
expenses, room rent, boarding, medicines,
specialists fees, blood, oxygen, etc.
It provides Pre hospitalization expenses which
are covered up to 30 days before hospitalization
and post-hospitalization expenses are covered up
to 60 days after hospitalization.
Along with candidates get the facilities of
daycare procedures, which requires
hospitalization for less than 24 hours are
covered.
The health insurance and health insurance covers
organ donor transplant expenses, pacemaker
expenses and other expenses. Even it provides the
critical care benefit as 10 of the Sum Insured
is paid.

What is Covered by New India Health Insurance?
In this section, there are thorough details on
the plans and policies of the new India health
insurance company.
? New India Asha Kiran Policy
New India Asha Kiran Policy aims to take care of
the healthcare needs of your family. It covers
hospitalization expenses of the family and
Personal accidents for Parents, spouses, and
children.
? New India Mediclaim 2012 Policy
Mediclaim 2012 Policy is all about the family
members. It covers a separate Sum Insured
available for each Insured member of the policy.
This policy thus takes proper care of the
healthcare needs of your family.
? New India Family Floater Mediclaim Policy
Family Floater Mediclaim Policy is designed to
cover the family members. It includes Room Rent /
Boarding Nursing Expenses amount and more. With
this policy, you can get health coverage to cater
healthcare needs of the family.

? New India Janata Mediclaim Policy
Janata Mediclaim Policy is another health
coverage for your family. This policy covers the
premium discounts for choosing family cover along
with Loyalty discounts and Good health discounts.
? New India Top-Up Mediclaim Policy
New India Top-up Mediclaim Policy covers
in-patient hospitalization expenses. It is a
top-up policy providing additional health
coverage for individuals and families. AYUSH
treatment and other avail tax benefits are
covered within this policy.
2. Onsurity
Onsurity is a tech-driven employee health
benefits platform based in India. It offers a
range of employee health benefits such as health
insurance, group insurance doctor consultations,
mental wellness programs, medical emergency and
fitness and wellness programs.
Onsurity aims to simplify employee health
benefits and make them more accessible and
affordable for small and medium-sized businesses.
Onsurity offers customizable health plans
tailored to meet employees specific needs. The
plans include health insurance coverage from top
insurance companies, such as ICICI Lombard, HDFC
ERGO, and Religare Group Health Insurance.