United States Senate Federal Credit Union

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United States Senate Federal Credit Union
www.ussfcu.org
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• Not for Profit, not for Charity, but for
  Service is the creed of Credit Unions

I
n the news
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• October 8, 1935 Founded as United States Senate
  Employees Federal Credit Union
• 1984 Moved to Senate Hart Building
• 1990 Name changed to United States Senate
  Federal Credit Union

A
strong foundation
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• 1992 USSFCU and GAOFCU merge
• 2002 Branch expansion
• 2005 Call Center/ Business Continuity site opens
• 2008 Assets reach over 400 million

G
rowing changing
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• Competitively priced products and services
• Education and information for financial success

T
he U.S. Senate FCU Approach
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• Senate Checking Account
• No minimum balance, no monthly service fees
• Gold Service Checking
• Competitive dividends
• Extra Awards
• Redeem for merchandise, gift cards or cash

B
etter Basics
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• Primary Savings
• Money Market
• SMART Certificates
• Holiday Savings
• Youth Savings

S
mart savings
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• Traditional and Roth IRAs
• Federal Tax Advantages
• Cash Disbursements
• No Minimum Balance

F
uture funds
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• Experienced Financial Consultants
• Roderick Day, Financial Consultant
• College Funding
• Estate Conservation
• Retirement Analysis More
• No Cost, No Obligation

O
ne on one
Securities offered through Financial Network
Investment Corporation, member SIPC. United
States Senate FCU is not an affiliate of
Financial Network Investment Corporation. 2111
Eisenhower Avenue, Alexandria, VA 22304
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• VISA cards no annual fee, no hidden fees, low
  rates
• SENATELine of Credit like a personal loan for
  extra cash
• EASYLine of Credit overdraft line protection up
  1,000

A
t your service
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• Signature Loan borrow for any purpose or
  consolidate debt
• Shared Secured Loan low rates, convenient
  terms
• Student Loans Stafford, Federal, and more

B
y your side
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• Sensible mortgage options
• Revolving lines of credit up to 750,000, 10
  years or more to repay
• Home equity loans up to 90 of home value, up
  to 180 months to repay

Y
our home. Your future.
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• Unique Homeowner Loan
• Borrow from 7,500 to 30,000
• No Points
• Terms Up to 120 Months
• No Loan to Value Requirement
• No Appraisals

M
ore to choose from
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• New Car Financing up to 84 Months
• Used Car Models up to 7 Years, Financing up to 60
  Months
• UBS Auto Buying Resource

G
et moving
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• SmartChoice Financing
• Payments up to 67 lower.
• Allows you to buy more car for less money.
• Most auto makes and models are eligible.
• Purchase an auto or refinance an existing loan.
• Free GAP insurance coverage.

S
mooth roads ahead
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• Shared Branching
• Free Online Banking and Web Bill Pay
• E-Statements
• CU AnyHour
• Worldwide Network of ATMs

B
anking your way
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• Classic or Gold Collections Package
• .25 Rate Reduction on Auto, Signature, or
  Leisure Loan
• .25 Rate Reduction for Auto Pay at Closing
• Up to 1,000 Off Closing With Mortgage Through
  Credit Union Mortgage Association

S
pecialty services
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• The most important service of the credit union
  is the education of its members in the
  management and control of their own money.
• Credit
• Awareness
• Resource and
• Educational
• Service

O
ur commitment
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• Unparalleled Support
• Skills to balance your checkbook, buy a home,
  set goals
• Credit report review and analysis
• Creditor negotiation and debt management
  planning
• Bankruptcy prevention

U
nparalleled support
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• www.ussfcu.org
• 24/7 Access to Your Accounts
• Important Updates
• Fraud Alerts
• CU Information
• Special Promotions
• Rates
• Calculators

A
round the clock access
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• Googolplex
• Guides to Independence
• MoneyMix
• AnyTime Adviser
• Home Family Finance Resource Center
• Plan It
• And more!

L
ife lessons at your fingertips
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• Its easy!
• Take Eligibility Test at www.ussfcu.org.
• Download and fill out the membership application
  form.
• Drop at branch, in mail, or fax [phone].
• Open savings and checking accounts.
• Set-up direct deposit.

M
embers get more
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United States Senate Federal Credit Union
www.ussfcu.org