Health Insurance - A Must Element

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Health Insurance A must element
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What is Health Insurance?

• A health insurance is a policy to safeguard you
  against any medical expense burden. It could be
  for an individual or for the entire family. It is
  calculated on parameters such as the age of the
  insurer, the requirement for a medical assistance
  etc.

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Who needs Health Insurance?

• Health insurance is something that is required by
  one and all, and it is always advisable to have
  some form of health insurance then having none of
  it.
• There are surely no drawbacks of owning a health
  insurance and it is always better to have a
  family health insurance plans.

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Let us look into some of the benefits of having
health insurance.

• Daily hospital cash allowance

• Health policies do pay you for the expenses
  incurred from hospitalisation. But about the food
  and refreshments, or the travelling done to the
  hospital is also a form of expense. All of this
  is also taken care of under your policy in the
  daily hospital cash allowance clause.

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• Alternate treatment

• Certain policies also make about 25
  reimbursement for treatments beyond any of the
  allopathic medications such as Ayurveda, Unani
  etc. The Insurance Regulatory and Development
  Authority (IRDA) may soon probe it for all
  insurance policies and their providers.

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• Treatment taken at Home

• There is a very wrong impression about health
  insurances only liable to treatments conducted in
  hospitals. However these policies also cover for
  domiciliary treatments, that is for a treatment
  conducted at home itself on the doctors advice.
  It is majorly because the patient may not be in
  the situation to travel to the hospital.

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Thank You