India Banking Industry Report

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India Banking Industry Report

• Market Reports On India

By http//www.marketreportsonindia.com/
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Summary
This report profiles Indias banking industry,
discussing market trends through 2014 and outlook
for 2015 and beyond. The report also highlights
leading players in the sector including State
Bank of India, HDFC Bank and ICICI Bank The
Indian banking industry saw a period of
consistent growth during the last decade, with a
consistent rise in the number of reporting
offices, along with banks and their customers
embracing robust systems and processes. With the
Reserve Bank of India stressing the policy of
financial inclusion, there has been a renewed
emphasis on rural expansion.  The sector saw a
story of two conflicting sides during 2014. On
one hand, were the private sector banks which
recorded a stable performance yet again in terms
of


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• profitability and asset quality while on the
  other hand, were the public sector banks which
  continued their struggle with bad loans,
  declining margins and profitability woes. 
• However, going forward in 2015, the economic
  fundamentals of the country might turn for the
  better. The recent decline in inflation to record
  low levels is expected to bring some recovery in
  the sector. The lower inflation might also induce
  rate cuts by RBI. The long-term outlook for the
  Indian banking sector is also stable backed by
  sound regulatory structure. Rising per capita
  income, growing urbanization and consistent
  economic growth will drive the growth of this
  sector in the years to come.

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• Key Points- During 2007-xx, the total assets
  of scheduled commercial banks grew at a CAGR of
  xx.x. Public sector banks led by State Bank of
  India and its associates dominated the Indian
  banking system in terms of asset size, accounting
  for xx of the total assets. - Total credit
  disbursed by scheduled commercial banks grew at a
  CAGR of xx during 2003-xx, while total deposits
  of scheduled commercial banks grew at a CAGR of
  xx during 2003-xx. 

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- The asset quality of scheduled commercial
banks, particularly public sector banks, has
deteriorated during the last two years. A steep
rise in interest rates together with industrial
contraction led to a sharp increase in
non-performing assets. Gross NPA ratio of SCBs
grew from x.x in FYxx to x.x in FYxx.- Gross
bank credit grew by x.x y/y in December 2014
compared to xx.x y/y in December 2013. This was
also lower than the long term credit growth
trend. 


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Table of Contents
x. Industry Profile x.x Sector overview x.x
Sector size x.x Asset profile x.x Liability
profile x.x Competitive landscape x.x
Environmental scanning x. Market Trends and
Outlook x.x Key economic indicators-India x.x
Monetary policy x.x Credit growth x.x Deposit
growth 



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To view the full Executive Summary and Table
of Contents, please visit India Banking
Industry ReportContact us Market Reports on
IndiaPhone no912227810772 / 73E-mail to
info_at_marketreportsonindia.com