Get the Best Deals for Home Insurance in Dubai

1
Understanding Home Insurance
2
Is there any real need for home insurance?

• It depends on how calculative you are.
• When you insure, you lose nothing, instead you
  share the responsibility of restoring your home
  with a company which is capable of meeting your
  needs.

3
What all it covers?

• Dwelling (wiring, air conditioning, plumbing,
  other structures within your compound)
• Personal belongings, electronic devices,
  furniture
• Liability (i.e. when you are accountable for the
  damages caused to your neighbours or their
  property)

4
What all it covers?

• Loss of use coverage (i.e. when your dwelling is
  under repair, you will be provided with an
  alternative accommodation facility)
• Add on covers

5
Contents that can be insured

• Anything and everything in your house can be
  included in the cover. Even the carpets and
  curtains!
• While you insure your home, it is worth taking
  note of your items in order not to be
  underinsured, which happens in most of the cases.

6
Set excess wisely

• It is true that insurance excess can help you
  save some money in terms of the premium, but if
  ever you make a claim, you will have to clear a
  huge bill yourself. Beware!

7
Perils covered

• Fire
• Windstorms
• Hail
• Lightning
• Vandalism or Theft
• (Earthquake and flood are excluded)

8
Let the insurer know about the risks

• Before you insure, you need to tell your insurer
  about the condition of your building, like
  whether your building has some repair works or
  not. On the contrary, you would be insuring
  higher risks at lesser price, which may
  eventually lead to disputes.
• You are not late, you still have time revise your
  policy.

9
Include extension too!

• Any extensions or changes made to the physical
  structure of the building have to be informed to
  your Insurance provider and you should seek a
  revision of your policy based on the new risks.

10
Tenant! Better have Contents Insurance

• As a tenant you cannot insure the building but
  have the right to protect your belongings.
  Contents Insurance offer protection for all your
  personal things in the building you stay.

11

• For home insurance best rates, visit us
• www.gargashinsurance.com/Page.aspx?nhome-insuranc
  e