What Is the Requirement of Workman’s Compensation in Florida?

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What Is the Requirement of Workmans Compensation
in Florida?
All the employers in Florida should purchase
workman's compensation insurance with having a
few exemptions. This insurance includes all types
of injuries whether it is occurred intentionally
or fraudulently undergone by the employee.
Therefore in order to treat the patient having
injury, an employer has a right to choose an
appropriate physician. Employees suffering from
losing of daily wage should be entitled for
receiving worker's compensation insurance under
certain terms and conditions.
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What do you mean by a worker's compensation? An
employer should buy such an insurance that covers
the liability of an employer if an employee gets
injured at the time of working on the site. If an
employee encounters injury, then he must be able
to acquire medical bills or treatment along with
insurance and any wages or other losses of that
particular employee. This insurance reduces the
chances of occurring legal battles in between an
employer and an employee.
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Who should purchase compensation coverage? The
employers owning construction establishments in
Florida should purchase this insurance whether
they have part-time or full time employees. The
corporate officers belonging from Limited
Liability Company may exempt from the coverage
insurance requirements.
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Any non-construction establishment owning
employer having four or more part time or full
time employees must be qualified for obtaining
worker's compensation insurance. As Corporate
officers, sole proprietors and the business
partners are the employees, but they are not able
to acquire compensation benefits. If the employer
has the insurance policy from out-of-state, the
insurance company must be licensed in Florida.
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