How to Get Your Free Credit Report - PowerPoint PPT Presentation

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How to Get Your Free Credit Report

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Are you aware of your personal credit standing? Why Check Your Credit Report? - – PowerPoint PPT presentation

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Title: How to Get Your Free Credit Report


1
How to Get Your Free Credit Report
2
How to Get Your Free Credit Report
  • By

3
  • Be aware of your credit standing

4
  • Be aware of your credit standing

Be updated in checking your credit
report
5
Consumer credit reports are managed by the three
major credit reporting agencies
6
Consumer credit reports are managed by the three
major credit reporting agencies
  • 1st - TransUnion

7
Consumer credit reports are managed by the three
major credit reporting agencies
  • 1st TransUnion
  • 2nd - Equifax

8
Consumer credit reports are managed by the three
major credit reporting agencies
  • 1st TransUnion
  • 2nd Equifax
  • 3rd - Experian

9
These three bureaus gather information from
banks, lending companies, credit card issuers,
and other financial institutions. Each bureau
make used of its own system to calculate credit
scores.
10
  • Order a copy from the three bureaus mentioned
    when checking your report to make sure that all
    three versions of your report are accurate.

11
Is it possible for your credit report to contain
errors?
12
Is it possible for your credit report to contain
errors?
  • Yes, it is. Errors often occur for different
    reasons

13
Is it possible for your credit report to contain
errors?
  • Yes, it is. Errors often occur for different
    reasons
  • A creditor may report a wrong charge to the
    credit bureaus.

14
Is it possible for your credit report to contain
errors?
  • Yes, it is. Errors often occur for different
    reasons
  • A creditor may report a wrong charge to the
    credit bureaus.
  • In some cases, another persons account
    information may get mixed into your credit file.

15
Is it possible for your credit report to contain
errors?
  • Yes, it is. Errors often occur for different
    reasons
  • A creditor may report a wrong charge to the
    credit bureaus.
  • In some cases, another persons account
    information may get mixed into your credit file.
  • Mistake in recording information.

16
How often should you check your report?
17
How often should you check your report?
  • You should do checking at least once every six
    months.

18
How often should you check your report?
  • You should do checking at least once every six
    months.
  • If you plan to apply for a new loan or credit,
    it is recommended that you look into your report
    first.

19
How often should you check your report?
  • You should do checking at least once every six
    months.
  • If you plan to apply for a new loan or credit,
    it is recommended that you look into your report
    first.
  • We also encourage job seekers to check their
    credit reports to make sure that there are no
    negative information in their file which can
    affect their application.

20
Is there any authorized source for Free Credit
Report?
Q.
21
Annualcreditreport.com is the only website
authorized by the government to offer free credit
report.
A.
22
Contact us!
  • Connect us by clicking your favorite social media
    icons below
  • admin_at_newhorizon.org
  • phone 1-888-308-7160
  • MONDAY - FRIDAY 8 - 4 P.S. T

Original source http//www.newhorizon.org/credit-
info/how-to-get-your-free-credit-report/
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