Title: How To Fix Your Credit The Right Way
1 How To Fix Your Credit The Right WayIf
you are looking for the Best Credit Repair
Companies to help you fix your credit, you are
not alone.Over 60 of America has some type of
bad credit on their credit report. Fixing your
credit can be frustrating and confusing. There is
a lot of information out there. Some it good and
some not so good. Some people will tell you that
paying off collections will increase your credit
score...it will not.Some will tell you that you
need to get and EIN number and create a new
credit file...that will probably get you
arrested.Real, effective Best way to fix
credit is simply using the laws that govern the
credit reporting process to make sure everything
on your credit report is accurate, verifiable and
reporting within the proper time frames. Chances
are, you have information on your credit report
that shouldn't be there. Actually, I've NEVER
seen a credit report that was completely
accurate. When negative information comes off,
you will increase your credit score. That's Fast
credit repair the right way. At least it's part
of it.There are many different sets of
requirements to report different types of
accounts. For example medical collections are
governed by HIPAA (health care, information,
portability, accountability act) . Mortgages are
governed by RESPA (real estate servicing
procedures act). Repossession, (right to cure)
and so on.There are a lot of laws to protect you
as a consumer from inaccurate reporting. Here's
the issue....If you send a "dispute" (we never
dispute anything, we use a more effective
approach) and the bureaus cannot verify the
information, they delete it. Awesome, cool,
that's what you were looking for. But what if
they don't. We constantly get responses that
state "This information is reporting correctly
and will continue to report until________". Does
this mean the information has really been
verified and is accurate? NO WAY JOSE!Some
accounts may require several rounds of
correspondence to discover if it is reporting
correctly. We see deletions on rounds 4, 5, 6 and
sometimes even more than that. The key here is
knowing what is required to report information to
your credit report and not giving up until you
receive it or the information is deleted.So if
you want to know How to fix bad credit, but
confused about how to go about it, give us a call
at 1-888-556-7265.Fixing your credit can be
confusing and frustrating. We make it simple!