Title: Seven Habits of Effective Credit Admin in Commercial Banks
1- Seven Habits of Effective Credit Admin in
Commercial Banks
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
2- Instructor Profile
- Jeffery W. Johnson started his
career with SunTrust Bank in Atlanta as a
Management Trainee and progressed to Vice
President and Senior Lender for SouthTrust Bank
(a large Southeastern Regional Bank) and Senior
Vice President and Commercial Banking Division
Manager for Citizens Trust Bank of Atlanta
(Community Bank).Most of his career has been
spent in Credit Administration, Lending
(Commercial, Consumer and Real Estate), Business
Development, Loan Review, Management and Training
Development. He has managed loan portfolios
representing a cross section of loan types
including Large Corporate, High Net Worth
Individuals, Middle Market Companies, Small
Businesses, Real Estate and Non-Profit
Organizations and managed several loan officers
with portfolio management responsibilities.
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
3- Description
- This course is intended to provide
guidance on how to develop and maintain a Credit
Administration function that will provide
guidance to anyone involved in the credit
function of the bank and to insure safeguards are
in place to manage the bank's loan portfolio in a
safe and sound manner. This principle is
paramount especially in this economic environment
and close scrutiny being applied by the
regulatory authorities.
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
4- Why Should you Attend?
- Imagine finding yourself suddenly in a
- senior credit administration position at your
bank - due to required personnel changes as a result of
- frequent credit losses Or, your bank's credit
admin - seems disconnected, un-organized and
- free flowing and lacks effective management over
- sight Or you are in a lending position and the
- credit administration function at your bank fails
to - provide structure, guidance and leadership.
- If any of these scenarios point to you or your
financial institution, this course will address - the factors you need to know to make a positive
difference in the credit administration at - your bank.
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
5- Objectives of the Presentation
- There are seven distinct
characteristics well managed and successful banks
have in their Credit Administration area. This
course will evaluate the reasoning and
requirements for each of these characteristics so
that the participant can begin the process of
developing such a culture within their respective
organization. The seven characteristics are as
follows - Well Defined Credit Culture Established and
- Supported by
- Highly Effective Risk Assessment and Credit
- Underwriting System
- Highly Effective Credit Committee
- Utilize Credit Risk Rating to Identify Risk in
the - Loan Portfolio
- Loan Documentation Procedures
- Effective Loan Portfolio Management
- Calculating and Maintaining an Adequate Allowance
for Loans and Lease Losses
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
6- Who can Benefit
- Directors Bank Accountants Consumer Lenders
- CEOs Presidents Commercial Loan Officers Loan
Review Personnel - Chief or Senior Credit Officers Branch Managers
- Chief or Senior Loan Officers Consumer Loan
Officers - Commercial Loan Officers Loan Review Personnel
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
7- Live Session - How it works?
- Username and Password will be sent to you 24
hours - prior to the webinar
- Presentation handouts in pdf format will be
mailed - to you
- Login to the session using the username and
- password provided to you
- Get answer to your queries through interactive
QA - sessions via chat
- Get certification of attendance.
- Recorded Session - How it works?
- A link will be provided to you upon purchase of
the - recorded session
- Please click on the link to access the session
- Presentation handouts in pdf format will be
mailed - Get certification of attendance.
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
8www.onlinecompliancepanel.com
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com