What are liens and how are they handled

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What are liens and how are they handled?
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• San Mateo County Personal Injury Attorney Reuben
  Donig A lien is a legal device for securing
  reimbursement or repayment of a debt.

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• And usually in the context of a personal injury
  case, they arise when you either owe money
  unconditionally or in some cases conditionally to
  someone who secures their right to get reimbursed
  by placing a lien against your financial
  recovery. Let me give a few specific examples.

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• You may not have any health insurance and no
  ability to get treatment for your injuries. You
  may find a doctor whos willing to treat you but
  then says, I want a lien against your recovery
  so that when your case is finalized, I will get
  paid from the financial settlement.

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• That would be one kind of a lien. You have to
  sign something. Your attorney should sign it as
  well, securing the doctors right to get
  reimbursed or repaid from your financial
  recovery.

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• Liens or sometimes theyre subrogation, theyre
  slightly different but very similar animals,
  often, as a matter of fact, usually arise in the
  context of personal injury cases with regard to
  the health insurance payments that were made by
  your health insurance provider whether it was a
  health insurance plan offered by such as Blue
  Cross or Etna or Blue Shield, or you receive
  Medicare or

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• Medi-Cal benefits, or if your employer offers
  health insurance as a benefit under a self-funded
  plan, the language of the policy or the plan or
  by legislation, Medi-Cal or

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• Medicare, they have a right to get reimbursed, a
  legal right to get reimbursed from your recovery
  from the party who caused your injuries and those
  plans or rights to get repaid are either called
  subrogation rights or lien rights, and those
  are examples of liens, particularly Medicare,

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• Medi-Cal, or an ERISA self-funded plan are in the
  fullest legal extent, they are liens. What your
  health insurance has a right to get paid back
  technically its not a lien, its a subrogation
  claim. There are subtle differences but theyre
  very technical.

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• (Attorney Reuben Donig specializes in personal
  injury law and premises liability, including auto
  and car accidents in San Mateo County, Santa
  Clara County, Alameda County and San Francisco
  County. Visit him at www.doniglaw.com if you have
  a question youd like to ask).

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• For more information, visit us

http//doniglaw.com/