Samyak Veera - Basics Investing

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Samyak Veera - Basics of Investing
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Things To Do Before Investing

• Pay off credit card debt!
• No investment pays as much as credit card
  companies charge
• Build an emergency fund
• Consider your goals
• Timeline
• How soon will you need the

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Consider your Goals

• Vehicle purchase/replacement
• Down payment on a home
• Childs education
• To build wealth
• For retirement
• What are your financial goals?
• How much will you need?

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Determine your Risk Tolerance

• How much risk can you stand?
• If you have trouble sleeping at night because you
  are worried about your investments then pick a
  more conservative mix
• For experienced investors
• How did you react to 2008-2009 losses?
• Risk tolerance scale-worksheet

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Relationship Between Risk and Return
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Managing Risks

• Consider your goal
• Emergency fund- be conservative
• Retirement- be more aggressive
• Match your goals with your risk tolerance
• Can you handle the market volatility?

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• Remember
• Never invest in something you dont understand

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Thank You

• Samyak Veera
• For more information
• https//www.linkedin.com/pub/samyak-veera/b/418/80
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