Investigative Tools Used by Insurance Companies - PowerPoint PPT Presentation

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Investigative Tools Used by Insurance Companies

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Independent Medical Examination (IME) – An IME is a medical evaluation that is used to resolve question about the claimant medical condition and it is usually done by an insurer (Insurance Company). – PowerPoint PPT presentation

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Title: Investigative Tools Used by Insurance Companies


1
Investigative Tools Used by Insurance Companies
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2
Listed out few investigative tools which are
commonly used by an insurance company while
assessing a disability claim
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3
  • Independent Medical Examination (IME) An IME is
    a medical evaluation that is used to resolve
    question about the claimant medical condition and
    it is usually done by an insurer (Insurance
    Company).
  • Functional Capacity Evaluation (FCE) It is a
    collection of tests used by the insurance
    companies to check the maximum physical effort of
    the claimant. The insurer will use this
    information to extrapolate that the claimant can
    toil full-time on a sustained basis.

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4
  • Surveillance  Usually insurer uses surveillance
    in high-benefit cases or where claimants allege
    disability based upon either subjective type
    conditions or where the objective support is not
    indicative of the restrictions or limitations.
    Claimants must be cautious on any statements made
    to the insurer about their day-to-day activities,
    inconsistencies can be fatal to a claim

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5
  • Home Visits A rehabilitation consultant from the
    insurance company will stop by either unexpected
    or at a prearranged time to speak to the
    claimant. He will try to find out claimant's
    activity level and determine whether the
    applicant is working on another interest or to
    develop other information to be used by the
    insurer. 
  • If youre searching for an experienced Disability
    Lawyer in Toronto contact Share Lawyers, a
    disability claim lawyer who offers free
    consultation.

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6
Thank You Byhttp//www.sharelawyers.com/
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