How to do Investment plan for children

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Best Child Plan
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How to do Investment plan for children
Last week I got couple of messages to write an
article about the best investment plans for
children. We all know that every parent has to
plan for their childrens future. But I felt
majority of the parents would see the security
side of the childrens future, ignoring how well
they can plan beyond security.  
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Why an investment plan is necessary for a
child Children Investment plan is necessary for
child education plans or daughter marriage.
However saving the money may not be sufficient.
I hope every one agrees that ensuring that
money grows faster along with security is
important thing to consider before we look for
investment options for children. How parents are
planning the investment plan for children now. As
per recent survey conducted by a news channel
revealed that currently every parent is
preferring to take an insurance policy for their
childs future. There are number of insurance
policies which are offering good child insurance
plans.
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• How to do Investment plan for children
• Children Insurance plans This should be a first
  step in investment plan for children. There are
  good insurance plans offered.
• private insurance companies which are also
  offering good insurance plans like Bajaj Allianz
  best child plan etc. Consider the insurance plan
  only for security side and do not think insurance
  is like an investment plan.
• Investment in Debt mutual funds Beyond
  insurance, I would prefer every parent to invest
  in mutual funds so that the money grows faster
  and there would be little downside comparing to
  direct investing in stocks.

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• Invest in ULIP There are several unit linked
  insurance plans which are insurance plan cum
  mutual fund where insurance company would allot
  mutual fund units and such investments would be
  made in direct stock market to some extent.

However in earlier days of ULIPs, there were
huge expenses charged to ULIPs holders. Check
for ULIPs which charge low expenses before you
choose this as investment option.
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