How to manage risk in your investment portfolio?

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How to manage risk in your investment portfolio?
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• A lot of investors take financial
  decisions with little or no thought towards
  whether the investment will help them achieve
  their investment objectives or is in harmony with
  their risk appetite.
• Risk is the detail that attracts
  least attention from investors. This is even more
  ironic when we consider that misplaced risky
  investment bets are often the cause behind the
  downfall of many a portfolio.

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• What is risk?
• Put simply, risk is the amount of
  money an investor can afford to lose in his quest
  to clock a certain return on investment. If the
  investor can withstand significant loss on his
  original investment this risk appetite is high.
  Another trait of such an investor is the ability
  to endure sharp fluctuations in his portfolio.
  Conversely, if the investor cannot withstand
  sharp fluctuation in his portfolio or cannot
  afford to lose money on his original investment,
  his risk appetite is moderate to low.
• Why risk must be considered while investing?
• While evaluating an investment it
  is important to gauge the risk along with the
  probable return as risk and return are two sides
  of the same coin.

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• Term Insurance is the cheapest form
  of life insurance that provides full financial
  coverage for a defined period of time. In the
  event of any unforeseen situation the
  policyholders family is taken care of and
  financial stability is ensured. Death benefit is
  payable to the nominee who is usually a family
  member. You can choose to get a lumpsum amount or
  combination of lumpsum and monthly amount as per
  your requirement. Some companies also cover
  permanent or partial disability wherein the
  policyholders regular income is disrupted.

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• Term insurance provides
  financial security to the family in case of
  sudden demise of the bread earner. In todays
  internet driven world, many companies have
  adopted the online mode of selling insurance
  which turns out to be win-win for both the
  insurance company and the buyer. Investment In
  India in Insurance companies save on operational
  costs and commissions given to agents for the
  structure of online plan relies on direct
  selling. This cost benefit is passed on to the
  buyer too, who can now get more coverage by
  paying a lower premium. Apart from this, a buyer
  also enjoys
• Hassle free experience
• Instant policy issuance
• Transparent process
• Well, with so many options of
  terms plans floating in the market it might get a
  little nerve-wrecking to decide the right one.
  Here we bring a comparison table of term plans to
  facilitate an informed choice.

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