California First Time Home Buyers

1
Introducing HomeReady

• HomeReady is designed to provide affordable
  mortgages to creditworthy borrowers with low to
  moderate incomes in designated communities.
  First time home buyers are eligible!

2
Key Features

• Affordable Down Payment Put as little as 3
  down, with options to use alternative down
  payment sources such as gifts, grants, and
  Community Seconds.
• Rental income from accessory dwelling units may
  be considered in qualifying you.

3
Requirements

• You must complete homeownership education through
  a simple online course.
• Household income must be under the area medium
  income. Unless you are in a designated low income
  census tract.

4
For more information on HomeReady, Visit

• www.fanniemae.com/singlefamily/homeready

5
Highlights

• Down Payments as low as 3
• Gifts, grants, and Community Seconds can
  contribute to down payment
• Flexible income requirements
• Competitive monthly payments
• Reduced mortgage insurance options

6
Contact Us For More Information

• EZ Online Mortgage
• 4804 Laurel Canyon BLVD 1199
• Valley Village CA, 91607
• 800-930-8195
• webmaster_at_ezonlinemortgage.com
• www.ezonlinemortgage.com
• Company NMLS 362311
• BRE 01871814

7
Disclosure

• 2016 EZ Online Mortgage NMLS 362311
  located at 4804 Laurel Canyon Blvd 1199, Valley
  Village, CA 91607. www.nmlsconsumeraccess.org.
  Rates, fees and programs are subject to change
  without notice. Other restrictions may apply.
  Information is intended solely for mortgage
  bankers, mortgage brokers, financial institutions
  and correspondent lenders. Not intended for
  distribution to consumers as defined by Section
  1026.2 of Regulation Z, which implements the
  Truth-in-Lending Act. Licensed by the Department
  of Business Oversight, under the California
  Residential Mortgage Lending Act (01871814)