FIN 420 EXPERT Spirit of innovation/fin420expertdotcom

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FIN 420 EXPERT Spirit of innovation/fin420expertdo
tcom
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FIN 420 EXPERT Spirit of innovation

• FIN 420 Entire Course
• FOR MORE CLASSES VISIT
• www.fin420expert.com
•  
• FIN 420 Week 1 Individual Assignment Identify
  Personal Financial Goals
• FIN 420 Week 1 DQ 1
• FIN 420 Week 1DQ 2
• FIN 420 Week 2 Individual Assignment Worksheets 6
  and 7

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 1 DQ 1
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Describe your current budgeting system. What
  factors influence your financial decisions? What
  are the benefits or concerns of your current
  budgeting system?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 1 DQ 2
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Ch. 1 of Focus on Personal Finance introduces
  eight components of personal financial planning.
  Describe three components of personal financial
  planning.

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 1 Individual Assignment Personal
  Finance Mission Statement
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Write a 350- to 700-word personal finance mission
  statement that describes where you want to be
  financially and how you want to get there.
  Communicate the following in your mission
  statement
• Personal values
• Financial goals
• Future vision

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 2 DQ 1
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Consider your personal cash flows. How would you
  adjust cash outflows (i.e. adjust your budget) if
  your household income was cut in half?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 2 DQ 2
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Many different types of financial institutions
  exist. Differentiate between deposit institutions
  and non-deposit institutions.

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 2 Individual Assignment Personal
  Finance Problems and Summary
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Complete the Personal Finance Problems - Week 2.
• Write a 750- to 1,050-word summary of the
  problems in which the team includes the
  following
• What influence does present and future value of
  money have on the different scenarios?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 2 Personal Finance Quiz
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• 1 Carla Lopez deposits 2,500 a year into her
  retirement account. If these funds have an
  average earning of 8 percent over the 40 years
  until her retirement, what will be the value of
  her retirement account?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 3 DQ 1
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Evaluate your personal risk tolerance using
  Exhibit 11-2 A Quick Test to Measure Investment
  Risk in Ch. 11 of Focus on Personal Finance.
  Based on your results, were you considered more
  conservative or less conservative? What factors
  affected your investment choices?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 3 DQ 2
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Financial experts agree that having an emergency
  fund is an essential component of a comprehensive
  financial plan. However, advice regarding the
  number of months of household expenses the
  emergency fund should cover varies between 3 and
  9 months.

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 3 Individual Problem Worksheet
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Complete Worksheet 37 in Focus on Personal
  Finance, Your Financial Plan Evaluating
  Corporate Bonds.
• Explain the principle of asset allocation. Using
  the Internet or library research, prepare a
  2-minute presentation

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 3 Learning Team Problems
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Assume that you are choosing an investment for
  your retired parents. What are the advantages and
  disadvanges of each of the following?
• o a bond issued by the federal government,
• o a state or local government,
• o or a corporation?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 4 DQ 1
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Adjustable rate mortgages (ARMs) have received a
  great deal of bad press due to the tremendous
  number of foreclosures resulting from families
  who could not afford the loan payments once the
  interest rates increased.

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 4 DQ 2
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Visit a site such as www.bankrate.com to
  determine current rates for both a 60-month and a
  36-month loan on a new car where the buyer must
  finance 20,000.

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 4 Individual Assignment Mutual Fund
  Evaluation
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Choose a mutual fund family such as Vanguard,
  American Funds, T. Rowe Price, and so forth.
• Identify one mutual fund from that family for
  each of the following categories
• Actively managed common stock fund
• Fixed income fund
• Balanced fund

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 4 Personal Finance Quiz
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• 1 As a stockholder of Kentucky Gas and Oil, you
  receive its annual report. In the financial
  statements, the firm reported after-tax earnings
  of 1,200,000 and has issued 1,500,000 shares of
  common stock. The stock is currently selling for
  24 a share. What is the per earnings share for
  Kentucky Gas and Oil?

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 5 DQ 1
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Life insurance is a topic many people do not like
  to discuss, but understanding your familys needs
  and planning appropriately in the event of a
  premature death is also part of a comprehensive
  financial plan.

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FIN 420 EXPERT Spirit of innovation

• FIN 420 Week 5 DQ 2
• FOR MORE CLASSES VISIT
• www.fin420expert.com
• Consider your current financial plan. Based on
  what you have learned about your financial goals,
  risk tolerance, and risk and return of various
  investment options, what adjustments should you
  make to the asset allocation of your investment
  portfolio?

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FIN 420 EXPERT Spirit of innovation

• Thank you