Life Insurance is all about

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Life Insurance Is all about
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What is Life Insurance..?

• Life insurance is a contract between policy
  holder and insurance company.
• Insurance company will pay lump sum amount as per
  your policy terms to your family after your
  death.
• Life insurance is not a saving or investment
  product and has no cash value unless a valid
  claim is required

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Why Life insurance..?

• Life insurance is never be ignored by prime
  member, after the death of prime member of family
  remaining members of family fight against a
  financial risk.
• Payout will be used for mortgage loan repayment.
  This is one of the major concern for family
  members after breadwinner's death.
• Life insurance amount will be helpful to your
  family for household bill and childcare and much
  more.
• The cheapest life insurance policy starts from 5
  per month. It is just small payable amount for
  any one and you will get protection guarantee of
  your family.

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Life insurance Benefits...

• Life-insurance is the best financial support to
  your family and loved one after your death.
• Life-insurance money will be helpful to your
  family to survive.
• Your children's education won't disturb in your
  absence.
• Any Government Tax is not applicable on life
  insurance pay-out.

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Types of life insurance

1. Level-Term insurance
2. Whole of life insurance

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1) Term insurance

• Life insurance company will pay lump sum or
  monthly amount if you die within defined term
  limit.
• You won't receive a single buck if you are lucky
  for several other colorful years to cheer in
  life.
• In term insurance you have to specify the time
  limit how long term policy you want.

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i) Increasing term insurance

• In Increasing Term Insurance the amount of cover
  and the premiums increase over the term
• The sum insured either rise by a fixed percentage
  each year, or rises in line with the Retail
  Prices Index (RPI) measure of inflation.

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ii) Decreasing term Insurance

• Decreasing Term Insurance decreases over time
  that means premium are lower than level term
  insurance.
• Policy is often taken out to cover mortgages
  where amount automatically down yearly. This
  policy tends to be cheaper than level term
  assurance.

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2) Whole of life insurance

• Whole life insurance protects you for the
  lifetime until you probabilistic die.
• In this policy you have to pay premium (annually)
  amount for whole life. After your death, your
  family will get a lump sum amount as per the
  policy plan.
• Whole-of-life policies can be expensive but they
  are useful if you want a guarantee that your
  policy will pay out no matter when you die.

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Critical illness Cover

• A critical heath problem could happen with any
  one of us.
• Critical illness cover is designed to protect
  those family or loved-one when breadwinner or
  prime member of family is diagnosed critical
  illness and unable to earn.
• Critical illness cover will payout a lump sum
  when you are in critical illness within term of
  the policy.
• Critical illness insurance covers cancer, heart
  attack, stroke and other illness problems. You
  should read policy paper carefully before
  finalizing the plan.

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Life insurance Over 50s

• Guaranteed policy acceptance is one of the major
  advantage of life insurance over 50s policy.
• Insurer pay a guaranteed lump sum amount to
  dependent whenever policy-holder die.
• No need to pass medical test for this life
  insurance policy.
• Insurance policy starts from just 4 to 100 per
  month.

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Things to keep in mind before buying life
insurance policy..?

• Check your insurance requirements and your
  budget.
• Compare insurance quotes from all renowned
  insurers.
• Don't hesitate to ask experts about premium
  policy.
• Understand renewal policy.
• Read all policy related Document carefully.

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Get Life Insurance with freepricecompare

• Freepricecompare is UK's best price comparison
  site and it's 100 free for customers.
• We have user-friendly comparison tool which helps
  you to find the best life insurance plan online
  from UK's reputed companies like Aviva, Aegon,
  Zurich, Friends life and many others.
• Our experts suggest the best policy based on your
  requirement and budget. Alternatively you can
  read interactive life insurance guide at our
  website.

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How to make a Life insurance claim..?

• Get death certificate from authorized
  practitioners.
• Contact life insurance company.
• Receive insurance claim form.
• Fill the form carefully and attach all required
  documents.
• Get your payout

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