10 Lies Auto Insurance Companies Tell You After a Car Accident

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10 Lies Auto Insurance Companies Tell You After a
Car Accident
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We hear stories from all over the place about how
an insurance company stepped right up and made a
very quick compensation payment, then disappeared
again before the victim realized that they had
been underpaid. Theyve got a whole system of
lies theyll tell you after a car accident.
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Here are 10 of the most common
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1. That theyll get you the biggest payout for
your Plan.
The insurance industrys basic model is designed
to maximize profits by minimizing payouts.
Whether you have minimal or full coverage, their
end goal is to pay as little as possible to
accident victims, because that helps their own
bottom line, not yours.
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2. That their in-network mechanic is your only
option.
Insurance companies bring these mechanics
business straight to their doorstep, so theres
incentive to minimize costs for insurance
companies, even if that means an insufficient
diagnosis of the damage of your car, or
inadequate work done to repair it.  The
insurance companys preferred mechanic is not
your only option.  You can almost always go to
your own choice of mechanic.  Youll need to know
all your options call us today if youve got
questions.
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3. That if you lied on your insurance
application, they owe you nothing.
Lying about where you park your car or how many
miles you commute to work when you first sign up
is not an excuse for drastically inadequate
compensation after an accident.  If you fudged
your numbers long ago, you may still be eligible
for much more money than they offer up front. 
There are a whole bunch of factors that go into
it, but the simple answer is that even if
inaccurate information is on your original
insurance application, in many cases the
insurance company still must pay your claim,
although they may be able to change the insurance
premiums they charged based on the new, accurate
information.
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4. That auto insurance covers only car damage and
some medical bills.
Depending on policy limits, insurance companies
sometimes have the ability to compensate you for
other damages, such as pain and suffering, daily
expenses, medical bills or overall changes to
your lifestyle. Most insurers wont tell you
this, counting on your ignorance to shortchange
you. Dont let them do this to you. You have a
right to know what youre entitled to, and you
have a right to claim what you are owed.
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5. That if you dont accept their offer, you may
get nothing at all.
You are free to decline their first offer and
without prompting, they may not offer anything
else.  But if you are entitled to compensation,
and they are not offering a fair and full
settlement, then you may have to fight them to
get what you are entitled to. This is why we are
here. Dont take a cheap settlement. Hire a car
accident lawyer right away. Kuzyk Law serves Los
Angeles, Palmdale, Lancaster and the entire
Antelope Valley, as well as Bakersfield and San
Bernardino.
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6. That your injuries are from a prior incident.
You may hear this excuse whether you ask or not
its common.  But if you had a pre-existing
injury or condition, and you get into an accident
that aggravates that injury or condition, or
makes it worse, you are still entitled to full
compensation.  This is called the Glass
Plaintiff rule, and the insurance company must
take the accident victim as you find him.  It
means that the frailty of the injured person is
not a defense in the case against the insurance
company.
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7. That the police report taken at the time of
the accident is the official story, period.
Dont let any insurance company bully you just
because your story changed. Its not a work of
fiction that you were injured in a car crash, and
the police report is not the be-all-end-all of a
personal injury case.  Also, police make mistakes
all the time.  We are all human.
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8. Your injuries are not severe enough to warrant
compensation.
Human suffering is the last thing anyone should
negotiate money for. Medical bills are one thing,
but overall quality of life is another. Insults
on top of injury are absolutely unacceptable.  If
as a result of a car accident, your quality of
life is adversely effected, the insurance company
must compensate you for that.
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9. That your claim is closed and cant be
reopened.
Insurance companies are swift with closing the
books after a payment, but slow or uncooperative
if your injuries or extensive car damage surface
later on. What seemed like harmless, temporary
back pain may later be discovered to be a serious
spinal injury resulting from your crash, and the
insurance company may still be responsible for
coverage.  This is why it is absolutely crucial
to have a lawyer review anything you sign with
the insurance company.
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10. That lawyers are sharks and the insurance
company is your friend.
Its actually the other way around. Respectable
personal injury attorneys dont get paid unless
they win your case, either by settlement or court
victory.  They fight hard to protect your rights,
and to make sure the insurance company does not
rip you off blind. On the other hand, you have
to pay your insurance premium whether or not your
insurance does its job of protecting you
financially.
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Call For a Free Consultation!
If you have been injured or lost a loved one in a
car wreck, an experienced car accident injury
attorney can mean the difference between
receiving fair compensation and possibly owing a
lot of money. Kuzyk Law has helped thousands of
clients throughout the Antelope Valley recover
hundreds of millions of dollars from insurance
companies. Put our expertise to work for you.
1700 W. Ave. K, Suite 101, Lancaster, CA
93534 Call US 24 Hours Per Day, 7 Days Per Week,
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