Slow & steady wins the race!

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ULIP
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Slow steady wins the race! 
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• This is a phrase that everyone in the world,
  across cultures geographies, is familiar with
  if not with Aesops Hare Tortoise, then in
  some other form. This age-old lesson passed down
  from generation to generation, resonates with us
  in adulthood as much as it did in childhood.
• It makes us ask ourselves, Do we want to put our
  hard-earned money directly into equities? While
  the glamour of the stock market can be alluring
  to most people, with the promise of these
  get-rich-quick schemes, the fact remains that it
  is extremely risky, especially for people who are
  not tending to it full-time.
• online investment plan that gives you better
  returns on maturity, along with providing you a
  life cover during the length of your policy term.
  While there are other plans, known as ULIP,
  which offer you a combination of Investment as
  well as insurance, they may not have the same
  benefits as Life Plan.
• How? By offering you up to three different funds
  to choose from, depending on your risk v/s
  returns comfort level. These funds are Blue Chip
  Fund, Debt Fun, and Secure Fund. Let us have a
  look at basic differences in these funds.
• Blue Chip Fund
• This is a good option for people who like to take
  risks in life. This diversified equity based
  portfolio, mainly invests in large-cap stocks
  that show signs of quality management, strong
  financials, and market leadership.

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• Debt Fund
• This fund has a relatively lower risk, and
  invests in a mix of more Fixed Interest
  Securities, and less in Money Market Instruments.
  Unlike the Blue Chip Fund, the Debt Fund doesnt
  invest in any equities.
• Secure Fund
• Like the name suggests, this is the most secure
  of the three funds, investing on low risk-low
  return Fixed Interest Securities Money Market
  Instruments (Not in Equities).
• Life Insurance Plan even allows you to choose
  from two different death benefits either the
  higher amount between the sum assured the fund
  value, or the sum assured additional benefits
  income benefits.

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