Credit Score Showcase Part 3 Equifax

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Credit Score Showcase Part 3 Equifax
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• The oldest of the three credit bureaus, Equifax
  (registered as Equifax Inc.) was founded in 1899
  and currently services over 400 million credit
  holders. Located in Atlanta, Georgia, Equifax has
  come under recent fire for violations of the Fair
  Credit Reporting Act resulting in pending
  lawsuits.

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Quick Facts

• Company Equifax
• Founded 1899
• Services Equifax Complete Premier Plan, Equifax
  Complete Family Plan, Complete Report (3-bureau),
  Equifax Credit Score and Report, FICO Credit
  Score Watch and FICO Credit Score Power.
• Countries USA, Canada, Argentina, Brazil, Chile,
  Costa Rica, Ecuador, El Salvador, Honduras,
  India, Paraguay, Peru, Portugal, the Russian
  Federation, Spain, the UK and Uruguay.
• Price Range 14.95 to 39.95

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Equifax Complete Premier Plan

• privacy monitoring and internet protection
• daily credit score monitoring and alerts
• full disclosure of recent hard inquiries
• 3-bureau credit score (every 12 months)
• unlimited access to Equifax credit score

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Equifax Complete Family Plan

• all services offered by the Complete Premier Plan
• good for 2 adults and 4 minor children

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Complete Report

• one-time 3-bureau credit check
• based on the Equifax model, and therefore not
  accurate to all three bureaus

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Equifax Credit Report and Score

• credit score impact information
• full disclosure of recent hard inquiries
• use of the Interactive Score Estimator for
  improving credit
• dedicated customer care service

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Credit Score Watch

• Equifax and FICO score twice per year
• daily Equifax report monitoring
• full disclosure of recent hard inquiries
• view comparable corporate (lender) score

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Why should you get your Equifax credit report?

• As the oldest and arguably most influential of
  the three bureaus, accessing the information
  contained on your Equifax is crucial for
  improving credit. Once you have your Equifax
  information, you can begin improving credit by
  contacting Inquiry Busters to remove unwanted
  inquiries, and from there begin to change your
  spending habits, payment frequencies etc. The key
  to good credit is full disclosure, and the more
  you know about your personal bureau the better,
  which is why ordering your free bureau report
  from Equifax should be done once per year.

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