Credit Score Showcase Part 4 Innovis and PRBC

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Credit Score Showcase Part 4 Innovis and PRBC
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• Innovis
• Founded in 1970, Innovis was purchased and
  rebranded in 1997 by CBC Companies. Currently,
  Innovis only services consumers in the USA and is
  not affiliated with any other major bureau.

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Quick Facts

• Company Innovis
• Founded 1970
• Services Credit score, Resolution Dispute, Fraud
  Reports, Fraud Block, Security Freeze
• Countries USA
• Price Range Undisclosed

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Is it worth it to get your Innovis credit score?

• Right now, select companies (including Verizon
  Wireless) report to Innovis, potentially
  generating unwanted hard inquiries. Because your
  Innovis report in free once per year, it wont
  hurt to get a copy- but, unless you have specific
  concerns regarding hard inquiries appearing on
  your report, or any other activities that you
  have not authorized, it is not necessary to pay
  for additional reports. 

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PRBC

• Incorporated under the name "Pay Rent, Build
  Credit" PRBC is a USA-based company with a unique
  approach to improving credit reward, don't
  punish. Offering clients planning on improving
  credit the opportunity to rebuild their credit by
  self-reporting timely rental payments, utilities,
  and cable services etc. mean clients can get a
  better credit score using their everyday bills.

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Quick Facts

• Company PRBC
• Founded 2002
• Services Alternative Credit Score
• Countries USA
• Price Range FREE

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Is it worth it to get your PRBC credit score?

• For individuals with unique credit circumstance
  or who have little opportunity to build a credit
  score because they cant get credit, PRBC makes
  sense. Allowing you to report and validate
  payments including rent, electric, water, gas,
  cellular service, cable, satellite, internet,
  subscriptions, rent-to-own scenarios, insurance,
  membership fees, retail expenses, pre-paid credit
  cards, bank account details and more.

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• PRBC has the potential to be a powerful tool for
  credit-seekers now and in the future. Not every
  person qualifies for a credit card, personal
  loan, has a mortgage or a car, but that doesn't
  mean they should be denied the opportunity to
  have these services (and a good credit score) in
  future.

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