Get Ready for Retirement – Remove Inquiries, Repair Credit

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Get Ready for Retirement Remove Inquiries,
Repair Credit
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• Chances are if you are ready to retire, you
  already have a house, a car, or other
  investments, after spending your working years
  carefully monitoring your credit or taking the
  opportunity to remove inquiries to improve your
  score, you probably dont want to do it anymore.
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• But, is it really a good idea to just forget
  about your credit?

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Plan for Tomorrow, Live for Today

• Would you like to purchase a vacation property,
  travel, or just enjoy new activities? As nice as
  it is to imagine the best of your retirement, a
  certain degree of practicality is required. If
  you are considering purchasing property, you will
  want your credit score to be the best it can be
  which may mean delaying retirement, planning to
  remove inquiries, or opening a new line of
  credit. If you plan to travel, you may want the
  convenience and protection of a credit card over
  carrying cash.

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Remove unwanted hard inquiries

• Weve said well say it again, hard inquiries are
  serious business. Individuals with multiple hard
  inquiries can push their score up quickly by
  electing to remove inquiries with Inquiry Busters.

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Use a credit card for everyday spending

• You might not need to use a credit card, but that
  doesnt mean you cant use one. By using (and
  paying off!) a credit card regularly, you can
  maintain your overall credit health. If you need
  to apply for multiple cards to get one, however,
  always remove inquiries associated with shopping
  around.

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Check your credit to prevent fraud

• An inactive credit score is an easy target, and
  while checking your bureau regularly wont
  improve your score, it will prevent someone else
  from damaging it and prevent having to remove
  inquiries later on.

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Before you retire, remember

• Good credit doesnt last forever, and failure to
  use it will result in a decline in your credit
  score over time. Although quick-fixes are out
  there, you will only have so many opportunities
  to remove inquiries or continue making payments
  before you will have to address other credit
  health options.

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