Credit Card Offers™ Value

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Credit Card Offers Value
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• Offers.com created the Credit Card Offers (CCO)
  Value as an easy way to estimate how much you can
  save with a credit card before you apply. The
  CCO Value combines the perks and fees for each
  card. By using the inputs in the left menu, the
  CCO Value can be customized to your specific
  spending habits and needs.

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Credit Card Offers
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• Perks and Fees
• The CCO Value is comprised of two types of
  values Perks and Fees.
• Perks the Perks are all the benefits and
  rewards associated with the card, such as sign-up
  bonuses, limited time offers, miles, points, cash
  back, and statement credits. Perks are generally
  earned through normal usage of the credit card.
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• Fees Fees are the cost to you for owning and
  using the card, such as annual fees, interest,
  balance transfer fees, and foreign transaction
  fees.

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• Methodology
• To arrive at a true comparison for all credit
  cards, we performed a valuation of all credit
  cards types and assigned dollar amounts to Perks
  like miles and points. The CCO Value equals the
  Perks minus the Fees.
• Cash Back Credit Cards
• For cash back credit cards, we simply combine the
  estimated cash back earnings over the years with
  the card, subtract any fees and interest accrued,
  and the result is the CCO Value. The results are
  customized with the inputs in the left menu.

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• Miles and Points Credit Cards
• For credit cards that earn rewards like miles or
  points, we estimate the number of miles or points
  you will earn with each card. We evaluate the
  rewards programs and apply a dollar value for
  each mile or point (for more information, see
  Credit Card Offers Card Reward Values. We then
  combine the card earnings over the years with the
  card, subtract any fees and interest accrued, and
  the result is the CCO Value. The results are
  customized based on the inputs in the left.

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Source https//creditcards.offers.com/articles/cr
edit-card-offer-value
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