Top Five Health Insurance Policies with Maternity Coverage

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Top Five Health Insurance Policies with Maternity
Coverage
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• When Mahesh and Mini found out they were
  expecting their first child, they were beyond
  elated. However, being practical people, they
  were also concerned about the finances as having
  a child is quite expensive. They werent sure how
  they would arrange the funds but they knew they
  wanted the best birthing experience for Mini and
  the baby. Thankfully, they found a maternity plan
  with a waiting period of just a few months and
  they opted for it. For the next pregnancy however
  they were more systematic and bought a maternity
  plan well in advance. As a result, things were
  smoother when baby number two arrived.
• So if you too like thinking ahead, it would be a
  good idea to get a maternity insurance plan or a
  health plan that provides maternity coverage.
  Most of these plans have long waiting periods so
  you must get your cover well in advance

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5 best health insurance policies with maternity
coverage

• Easy Health Exclusive plan from Apollo Munich
  Health Insurance
• The Easy Health Exclusive plan is a comprehensive
  health insurance plan from Apollo Munich. This
  plan has provisions for maternity coverage. Under
  this plan, claims can be made for
• Maternity expenses, including caesarean sections.
• New born medical expenses, for babies aged 0 90
  days.
• Pre and post natal care expenses.
• A maximum amount of ? 50,000 can be claimed for
  maternity expenses under this plan. There is a
  waiting period of four years for the maternity
  benefits under this plan.

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• HDFC Life Health Assure Plan
• Maternity coverage is available under the Gold
  Family Floater option of the Health Assure Plan
  from HDFC Life. HDFC Life is one of the most
  reputed health insurance providers in India.
  Under this plan, claims can be made for
• In patient maternity expenses.
• Legal medical termination of pregnancy.
• The expenses of the new born baby will not be
  covered under this policy. Here, there is a
  waiting period of three years for the maternity
  benefits.

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• ICICI Lombard Complete Health Insurance
• The Complete Health Insurance Plan from ICICI
  Lombard also has provisions for maternity
  coverage. If you opt for this option you can
  claim
• Medical expenses incurred due to childbirth,
  including caesarean section operations.
• Medical expenses of the newborn for the first 3
  months.
• Pre and post natal expenses.
• This coverage also has a waiting period of three
  years. A maximum claim of ? 25,000 for caesarean
  sections and ? 15,000 for normal deliveries can
  be made under this policy.

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• Joy from Religare Health Insurance
• Joy from Religare Health Insurance is a dedicated
  health insurance product packed with maternity
  benefits. There are two variants of this plan,
  Joy Today and Joy Tomorrow.
• The plan provides cover for expenses related to
  pregnancy and childbirth including
  hospitalisation.
• Expenses of newborn babies up to the age of 90
  days.
• Waiting period of 9 months for Joy Today and 24
  months for Joy Tomorrow.
• This is a very good plan as the waiting period is
  relatively lower. It is also one of the few
  policies to provide maternity cover for up to 45
  years of age.

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• Star Health Wedding Gift
• This is a designated maternity insurance policy.
  There are many benefits of this plan. Some of
  them are
• Cover for 2 deliveries.
• All hospital expenses covered, including
  childbirth through caesarean section.
• Cover for all medical expenses of the newborn
  baby. Additional lump sum payment if baby is
  diagnosed with cerebral palsy or Downs syndrome
  after birth.
• Pre and post natal expenses.
• This plan has a waiting period of 2 years and is
  suitable for couples who want to start a family a
  couple of years after getting married.
• Conclusion
• Maternity expenses are quite high in India. As a
  result, it makes sense for you to buy a maternity
  plan well in advance. With quite a few options
  available, you can look for and choose the plan
  that suits you the best.

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• Resource From http//blog.easypolicy.com/top-fiv
  e-health-insurance-policies-maternity-coverage/