Apollo Munich Optima Restore Features

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Apollo Munich Optima Restore Features
Presented By -
Health Insurance
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Apollo Munich Optima Restore plan is described as
a comprehensive online health insurance plan that
caters elaborate coverage for the whole family.
This policy is acquired for spouse or self or
dependent parents or dependent children. Under
this policy, it includes coverage for all types
of hospitalization expenses along with the
advantages of restoring the Basic Sum, provided
that it is utilized for claim. Along with this
the policy covers 100 of Basic Sum Assured which
is charged as No Claim Bonus that is payable via
the plan. What are the Features of the Apollo
Munich Optima Plan Apollo Munich Optima
Restore Policy comes with restoration of the Sum
Assured during mid-year without any additional
cost It should be noted that the policy does
not include any claim bonus that increases the
insurance coverage by up to 50 for a period of
claim free yea. Along with this, 100 for the
continuous claim free year. Apollo Munich
Optima Plan includes lifelong renewal to help you
stay insured forever. Under the Apollo Munich
Optima Plan, it includes lifelong renewal to help
you stay insured forever. Under this policy,
no co-pay or sub-limits charged on hospital room
rent is included. There is no loading on
renewal premiums in case a claim is made.
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The Policy has few benefits The first most
unique benefit is Restore benefit. Under the
Apollo Munich Optima Restore plan, the total Sum
Assured is adequately restored and it can be used
for an excellent future claim for different kind
of illness claim, provided it is made in the same
year policy. This means if the initial Sum
Assured ends, then the entire amount of the
policy is properly restored back in the plan
excluding any extra cost. Under this policy,
there is another unique benefit which is the
Multiplier benefit. As per this unique benefit is
offered for a claim free year. Then, in that case
the cover enhances to Rs. 7.5 lakhs in the 2nd
year that increases to Rs. 10 lakhs in the third
year. This goes on for another continuous claim
free year, and the premium is decided for a
premium of Rs. 5 lakhs of the first Basic Sum
Assured.
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