Protected Insurance Lexington SC

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Protected Insurance Lexington SC
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Life Insurance Lexington SC As an independent
insurance agency we have the resources to compare
policies, coverage and premiums and make sure you
get the best value for the coverage you need. We
don't want to duplicate the coverage you have now
for less money. We want to provide you the
coverage you need for the most competitive rate.
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Life Insurance Provides Protection After
Death Thinking about what might happen if you
died is hardly pleasant, and yet individuals who
provide for family or loved ones have a duty to
spend some time contemplating the matter. One way
to ensure that your family has enough money to
live on if you were to pass away is by making
sure you have comprehensive life insurance in
Lexington, SC. We offer several different types
of life insurance so that you can find the right
type of coverage to provide for your family when
they are at their most vulnerable. As your life
changes it is important to make sure that your
Life Insurance keep pace with it. Our Life
Insurance experts can help by conducting a Free
Life Insurance Review of your current policies to
make sure they continue to meet your needs.
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Term Life Insurance Term life insurance is the
most common type of life insurance, and the best
fit for most individuals. This type of insurance
provides scheduled payouts to beneficiaries for a
certain amount of time following the policy
holders death. For example, recipients of term
life insurance in Columbia, SC may receive
several thousand dollars a month for two years
following the death. The amount of the payout and
the length of the terms may vary depending upon
policies. Some insurance policies also allow for
terminal or critical illness to trigger the
payout of life insurance.
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Permanent Life Insurance Permanent life
insurance - also called whole life insurance -
provides recipients with benefits regardless of
when the policy holder died. While term life
insurance is generally meant to provide benefits
when an individual dies prematurely or
unexpectedly, permanent life insurance provides
coverage no matter the age or overall health of
the policy holder. In addition, the premium for
this type of life insurance generally stays the
same as long as the policy holder keeps the
insurance. While more expensive than term life
insurance, this is a good option for people who
know they will have dependents regardless of how
old they are when they die.
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Burial Insurance Burial insurance is often
packaged with life insurance. It is designed to
cover the costs of a funeral and burial service
after an individual passes away. Since funerals
can often be surprisingly - and prohibitively -
expensive, burial insurance is a good way to
defray costs and ensure that friends and family
are not burdened with expenses during one of
their most trying times. Rather than dismissing
talk of life insurance as morbid or sad, think of
it as the loving act that it is. Life insurance
is a promise you make to provide for your loved
ones even when you can no longer be there with
them physically. Call out office today to discuss
your life insurance options or get a quote.
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For More Detail Contact Us Or Visit Our
Webpage..!
Address The Ricard Agency, LLC 311 North Lake
DriveLexington SC 29072Telephone [phone] i
nfo_at_ricardinsurance.com
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