The True Value of a Term Insurance Plan

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The True Value of a Term Insurance Plan
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• We care so much about ourselves, we hold grudges
  with people who treated us not the way we wanted
  or hurt us in some way whereas we have the
  tendency to be favorably inclined to those who
  did something nice for us. Our lives are so much
  centered around ourselves that we do not even
  realize but we often fail to the realization the
  we enrich our lives only when we create values
  for others. It is often said that man is a social
  animal, this statement is very deep, it
  emphasizes that man or human beings have in their
  nature to do something for others so that their
  communities can develop. Wise people say that
  charity begins at home. It is good if you think
  of doing great things for the society but first
  priority is to ensure security of your
  dependents.

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• I have a friend who has a deep grudge that
  because his parents died quite early in his life
  he had to struggle a lot both emotionally and
  financially. When we are close to someone it is
  very difficult to overcome their loss. To save
  someone from this loss is in no ones hand,
  people can give their shoulder to cry or console
  a distressed person in any other manner but no
  one can replace that life in ones life. But
  thankfully we can do something about the
  financial part. Had his parents taken life
  insurance policies he would have been saved from
  going through that financial mess, their death
  would have been a little easier for him. He could
  have drawn some respite in the fact that he
  didnt have to compromise on his studies. Such
  financial troubles have made him very hateful for
  life and he often curses his destiny. Although,
  many of those optimistic people who believe in
  the power of gratitude would say that he has a
  bad attitude towards life but speaking very
  practically not everyone has that kind of
  developed higher wisdom.

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• Alright, I may have gone a little tangent from
  the topic, the crux of the topic is be secured
  and secure your family. We can do a whole lot of
  things when we know that we are secured. A mind
  full of fear and anxiety often leaves no space
  for creativity and determination. Taking more and
  more control of your life makes you more
  confident, even the fear of death dilutes when
  you know you have made arrangements for your
  family to survive well post your death. This is
  the reason that we invest in a life insurance
  plan.  A life insurance plan, particularly a term
  insurance policy is a beautiful product that
  protects your family from going into financial
  ruins in case God physically separates you from
  them.

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• Start taking out a small portion of your earnings
  and deposit the Premium for this plan. This small
  endeavor is creating a huge value for your
  family.  Apart from the monetary benefit the
  value would be gratitude. Your family would have
  no grudges from you and would always thank you
  for this step. They would proudly tell others
  that because you took that step for them they got
  saved from going into miseries. Your decision
  would inspire many others to take similar steps.
  That is the value you will be creating in the
  society. You wouldnt want your dependents to be
  another lot of hapless people who would live
  their lives cursing their destiny post your
  death, would you? Then dont be miser when you
  hear about a Term insurance plan.

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• Many short sighted people often argue that this
  plan has nothing for them, no living benefits.
  These people need to broaden their thinking and
  shouldnt limit themselves to themselves. Life is
  much beyond the self and you would be surprised
  that life gets enriched when you think beyond
  self.
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